FR44 Insurance St. Johns County Florida (St. Augustine)
St. Johns County — home to St. Augustine, Ponte Vedra Beach, and some of Florida’s fastest-growing communities — has specific FR44 insurance dynamics worth knowing if you received a DUI here.
- Required coverage: $100,000/$300,000 bodily injury + $50,000 property damage
- Duration: 3 years continuous from license reinstatement
- Non-owner FR44: $18–$40/month
- Owner FR44 (sedan/SUV): $92–$215/month
- Court: 7th Judicial Circuit (covers St. Johns, Flagler, Putnam, Volusia)
St. Johns County has some of the highest per-capita income in Florida — and some of the most active DUI enforcement on US-1, A1A, SR-16, and CR-210. The Ponte Vedra corridor and historic St. Augustine entertainment district generate significant DUI enforcement activity.
St. Johns County FR44 Notes
- Higher-than-average vehicle values in Ponte Vedra / Nocatee area → owner FR44 rates on the higher end of range
- Multiple DUI school providers in St. Augustine and Ponte Vedra
- Non-owner FR44 ($18–$40/month) is the right option if you don’t own a vehicle or surrendered your vehicle
- Seasonal visitors and vacation-home owners from out of state: non-owner FR44 available remotely
Frequently Asked Questions
How long do I need FR44 in St. Johns County?
3 years from the date of license reinstatement.
Can I get FR44 in St. Johns County same day?
Yes. Electronic filing to DHSMV — same business day in most cases.
I got a DUI at a St. Augustine vacation rental — I live in Georgia. Do I need Florida FR44?
Yes — to restore your Florida driving privilege. Non-owner FR44 is available remotely without returning to Florida. See our out-of-state guide for the full process.