FR-44 Insurance in Port St. Lucie, Florida

Need FR-44 insurance in Port St. Lucie? Whether you live near Stuart, Fort Pierce, Tradition, and Jensen Beach, our licensed agents help St. Lucie County drivers get affordable FR-44 coverage with same-day electronic filing.

What Is FR-44 Insurance?

FR-44 is a certificate of financial responsibility unique to Florida and Virginia, requiring minimum liability of $100,000/$300,000 bodily injury and $50,000 property damage. Required after DUI convictions. Must be filed by a licensed insurer — you cannot self-file.

Why Port St. Lucie Drivers Choose Us

• Same-day electronic filing with DHSMV
• 15+ carriers compared for lowest rate
• Monthly payments from $14/month
• Owner and non-owner FR-44 policies
• Bilingual agents (English & Spanish)
• Licensed Florida agents

FR-44 Cost in Port St. Lucie

Most Port St. Lucie drivers pay $80-$250/month for FR-44 owner policies. Non-owner policies start around $14/month. Rates depend on age, driving record, vehicle, and zip code within St. Lucie County.

Get FR-44 Filed in Port St. Lucie Today

Call 1-855-678-6977 or get a free quote online. Same-day filing. Lowest rates in St. Lucie County.

Related: Florida FR44 Guide | FR44 Miami | FR44 Tampa

Major Highways and Local Courts in Port St. Lucie

Port St. Lucie’s road network is centered on two major north-south corridors. I-95 runs through the eastern portion of the city, with interchanges at Gatlin Blvd, St. Lucie West Blvd, and Midway Rd — serving as the primary route between Miami and Jacksonville. US-1 (Dixie Highway) is the historic coastal route running through the heart of Port St. Lucie and Fort Pierce. SR-70 connects Port St. Lucie west to Okeechobee and east toward Stuart. SR-714 (Martin Luther King Jr. Blvd) and SR-716 provide key cross-town access. The Florida Turnpike (SR-91) runs through the western part of St. Lucie County. DUI arrests on I-95, US-1, or St. Lucie West Blvd trigger FR-44 requirements enforced by the Florida DHSMV.

Port St. Lucie Courthouse and DHSMV

• St. Lucie County Courthouse: 218 S 2nd St, Fort Pierce, FL 34950 — 19th Judicial Circuit; processes DUI convictions for all of St. Lucie County
• St. Lucie County Sheriff — PSL Division: 4700 W Midway Rd, Port St. Lucie, FL 34953 — enforcement hub for western Port St. Lucie
• Florida DHSMV — Port St. Lucie Service Center: 1900 SW Gatlin Blvd, Port St. Lucie, FL 34953 — primary DHSMV office for license reinstatements

Port St. Lucie Driver Context

Port St. Lucie is one of Florida’s fastest-growing cities, with a population approaching 220,000 in the city and approximately 360,000 countywide in St. Lucie County. The Treasure Coast metro has experienced explosive growth, adding tens of thousands of new residents and registered vehicles each year. I-95 through St. Lucie County carries high-speed long-distance traffic as well as local commuters, making DUI enforcement on this corridor a consistent priority. After a DUI conviction in the 19th Judicial Circuit, Port St. Lucie drivers must file FR-44 before the Florida DHSMV will reinstate their license.