FR44 Insurance in Okaloosa County, Florida

Okaloosa County (Fort Walton Beach/Niceville/Destin) requires FR44 insurance for all DUI convictions under Florida state law. Emerald Coast hub; Eglin AFB; heavy Destin tourist enforcement.

FR44 Requirements

• Coverage: $100,000/$300,000/$50,000
• Duration: 3 years from reinstatement
• Circuit: 1st Judicial Circuit
• Filing: Electronic — same day available

FR44 Rates in Okaloosa County

Driver Type	Monthly
Non-owner	$18 – $41
Owner, older vehicle	$84 – $188

Non-owner FR44 available for license reinstatement without owning a vehicle. Same-day electronic filing with DHSMV.