FR44 Insurance North Miami Florida — Cheap Rates & Same-Day Filing (Miami-Dade)
FR44 Insurance North Miami Florida — Cheapest Rates & Same-Day DHSMV Filing (Miami-Dade County)
Drivers in North Miami who need FR44 insurance after a Florida DUI conviction must file a certificate of financial responsibility with the DHSMV before license reinstatement. FR44 requires 100/300/50 liability limits. We shop 15+ carriers and file electronically same day.
Non-owner FR44 policies start at $14/month. Call 1-800-229-7131 or get a free online quote.
FR44 Requirements in North Miami (Miami-Dade County)
- Liability minimums: $100,000/$300,000 bodily injury, $50,000 property damage
- Duration: 3 years continuous from reinstatement date
- Electronic filing: Submitted directly to DHSMV — we handle same day
- Nearest DHSMV: Miami-Dade Tax Collector — North Miami Service Center (NE 125th St)
FR44 Insurance Rates in North Miami (2026)
| Driver Profile | Estimated Monthly Cost |
|---|---|
| Non-owner policy (no car) | $14 – $30/mo |
| First DUI, clean record | $24 – $50/mo |
| First DUI, prior violations | $40 – $70/mo |
| Second DUI | $60 – $120/mo |
How to Get FR44 Insurance in North Miami Today
- Call 1-800-229-7131 or get a free quote online — 2 minutes
- We compare 15+ carriers for your lowest rate with same-day DHSMV filing
- Monthly payment plans — no large deposits
- Same-day electronic DHSMV filing — confirmation issued immediately
- Reinstate your license at any Miami-Dade Tax Collector service center