FR44 Insurance North Miami Florida 2026 — Cheap Rates & Same-Day Filing

FR44 Insurance in North Miami, Florida 2026

Need FR44 insurance in North Miami, Florida after a DUI? Thousands of North Miami drivers complete the FR44 process every year. Here’s what North Miami residents need to know about affordable FR44 coverage in Miami-Dade County.

What FR44 Costs in North Miami

FR44 rates in North Miami range from $150 to $350/month depending on your record, age, vehicle, and carrier. North Miami rates reflect Miami-Dade County’s higher-than-average claims frequency and uninsured driver rates — which is why shopping multiple carriers is critical.

How to Get FR44 in North Miami

  1. Compare quotes from 15+ Florida-licensed carriers
  2. Purchase policy with same-day electronic FR44 filing
  3. Verify filing with DHSMV at (850) 617-2000
  4. Reinstate at any Florida DMV

North Miami Requirements

  • 100/300/50 liability limits
  • 3 consecutive years — no lapses
  • Electronic DHSMV filing

Get Your North Miami Quote

Licensed Florida agents, 15+ carriers, free quotes. Call 1-800-229-7131.