FR44 Insurance in Naples, Florida (2026 Guide)

If you need FR44 insurance in Naples, Florida, you’re required to file an SR44 certificate with DHSMV as part of your DUI license reinstatement. Naples is the county seat of Collier County in Southwest Florida. This guide covers exactly what FR44 requires in Naples, how much it costs, and how to get same-day filing.

FR44 Requirements for Naples Drivers

Florida’s FR44 law (Florida Statute 324.023) applies to all drivers convicted of DUI statewide, including Naples in Collier County. Requirements:

• Minimum liability limits: 100/300/50 ($100,000 per person / $300,000 per accident / $50,000 property damage)
• Filing type: SR44 certificate filed electronically with DHSMV by your insurer
• Duration: 3 years from DUI conviction date (continuous — no gaps)
• Who needs it: Anyone convicted of DUI in Florida

FR44 Cost in Naples

Collier County FR44 insurance typically runs $80-$200/month. Carriers writing FR44 in the Naples area include Progressive, State Farm, Dairyland, The General, Gainsco, Bristol West, and Allstate. Compare all 15+ carriers at myfloridafr44.com — 2 minutes, same-day DHSMV e-filing included.

Same-Day DHSMV Filing for Naples Drivers

When you purchase FR44 insurance through myfloridafr44.com, your SR44 certificate is transmitted electronically to DHSMV in Tallahassee the same day. You do not need to visit a DMV office. After DHSMV processes your SR44, you can reinstate your license at the Collier County DHSMV service center in Naples.

Get your free Naples FR44 quote — takes 2 minutes, same-day DHSMV filing included.