FR44 Insurance Lakewood Ranch Florida 2026 — Rates & Same-Day DHSMV Filing
FR44 Insurance in Lakewood Ranch, Florida — 2026 Guide
Need FR44 insurance in Lakewood Ranch after a DUI? MyFloridaFR44.com provides same-day DHSMV electronic filing with rates starting at $14/month. 15+ Florida-licensed FR44 carriers serving Lakewood Ranch.
What Is FR44?
FR44 is a Florida-specific insurance certificate required after DUI/alcohol-related driving offenses. Requires 100/300/50 liability — 10x Florida minimum. 36 consecutive months from conviction date.
Why Lakewood Ranch Drivers Choose Us
- Same-day DHSMV e-filing
- 15+ Florida-licensed carriers
- From $14/month non-owner
- No credit check
FR44 Requirements
| Requirement | Details |
|---|---|
| Liability | $100K/$300K/$50K |
| Duration | 36 months |
| Filing | Electronic HSMV 83499 |
| Fee | $150 reinstatement |
Policy Types
Owner FR44: Vehicle owners — $800-$2,500/year first DUI.
Non-Owner FR44: No vehicle — from $14/month.
Lakewood Ranch Rates (2026)
- First DUI: $800-$2,500/year owner; $168-$500/year non-owner
- With accident: $1,500-$4,000/year
- Second DUI: $2,500-$6,000+/year
Get Covered
- Free quote: (855) 678-6977 or MyFloridaFR44.com
- Choose from 15+ carriers
- Same-day binding + electronic DHSMV filing
- License reinstated
FAQ
How long? 36 months from conviction.
Suspended license? Yes, FR44 required for reinstatement.
Move away? FR44 follows your FL license.