FR44 Insurance Homestead Florida 2026 — Cheap Rates & Same-Day Filing
FR44 Insurance in Homestead, Florida 2026
Need FR44 insurance in Homestead, Florida after a DUI? Thousands of Homestead drivers complete the FR44 process every year. Here’s what Homestead residents need to know.
What FR44 Costs in Homestead
FR44 rates in Homestead range from $150 to $350/month depending on your record, age, vehicle, and carrier. Miami-Dade County rates are among the highest in Florida — making comparison shopping essential.
How to Get FR44 in Homestead
- Compare quotes from 15+ Florida-licensed carriers
- Purchase policy with same-day electronic FR44 filing
- Verify filing with DHSMV at (850) 617-2000
- Reinstate at any Florida DMV
Homestead Requirements
- 100/300/50 liability limits
- 3 consecutive years — no lapses
- Electronic DHSMV filing
Get Your Homestead Quote
Licensed Florida agents, 15+ carriers, free quotes. Call 1-800-229-7131.