FR44 Insurance Cutler Bay Florida — Cheap Rates & Same-Day Filing (Miami-Dade)

FR44 Insurance Cutler Bay Florida — Cheapest Rates & Same-Day DHSMV Filing

Cutler Bay drivers needing FR44 insurance must file with the Florida DHSMV before reinstatement. FR44 requires 100/300/50 liability limits. We shop 15+ carriers and file same day. Non-owner from $14/month.

FR44 Requirements in Cutler Bay (Miami-Dade County)

  • Minimums: $100,000/$300,000 BI, $50,000 PD
  • Duration: 3 years continuous
  • Nearest DHSMV: Miami-Dade Tax Collector — Cutler Bay or Kendall location

FR44 Rates (2026)

Profile Est. Monthly
Non-owner $14 – $30/mo
First DUI $24 – $50/mo
Second DUI $60 – $120/mo

Call 1-800-229-7131 or get a free quote.