Clay County — home to Fleming Island, Orange Park, and Middleburg — is part of the Jacksonville metro area and processes DUI cases through the 4th Judicial Circuit. Here’s what you need to know about FR44 in Clay County.

• Required coverage: $100,000/$300,000 BI + $50,000 PD
• Duration: 3 years continuous from license reinstatement
• Non-owner FR44: $18–$38/month
• Owner FR44: $88–$200/month
• Court: 4th Judicial Circuit (Clay, Nassau, Duval counties)

Clay County is a bedroom community to Jacksonville with heavy commuter traffic on US-17, US-1, and I-295. Fleming Island and Orange Park have active DUI enforcement, particularly around weekend entertainment areas near Blanding Boulevard. Insurance rates are in the lower-mid range for the Jacksonville metro.

Frequently Asked Questions

How long do I need FR44 in Clay County?
3 years from the date of license reinstatement.

Can I get FR44 in Clay County same day?
Yes — electronic filing to DHSMV, typically confirmed same business day.