FR44 Insurance Charlotte County Florida

Need FR44 insurance after a DUI in Charlotte County? Here is what you need to know about requirements, cost, and same-day filing.

  • Required coverage: $100,000/$300,000 bodily injury + $50,000 property damage
  • Duration: 3 years continuous from license reinstatement
  • Non-owner FR44: $18–$42/month (no vehicle required)
  • Owner FR44: $90–215/month (sedan/SUV)

Local note: The 20th Judicial Circuit covers Charlotte, Collier, Glades, Hendry, and Lee counties.

Charlotte County DUI cases are processed through the 20th Judicial Circuit. County seat: Punta Gorda. Charlotte County includes Port Charlotte and Punta Gorda. Retiree-heavy population with active I-75 enforcement.

Frequently Asked Questions

How long do I need FR44 in Charlotte County?
3 years from license reinstatement date.

Can I get FR44 in Charlotte County same day?
Yes — electronic filing to DHSMV, same business day in most cases.