FR44 Insurance Charlotte County / Punta Gorda 2026 | 20th Circuit

Charlotte County FR44 insurance is required after DUI convictions in this Southwest Florida county between Fort Myers and Sarasota. Punta Gorda and Port Charlotte form the county’s primary communities, with a retirement-oriented demographic and significant seasonal population swells. The 20th Judicial Circuit covers Charlotte, Collier, Glades, Hendry, and Lee counties.

Charlotte County FR44 Rates

CoverageMonthly
Punta Gorda / Port Charlotte$122–$252/mo
Non-owner FR44$78–$158/mo

Get FR44 in Charlotte County

Same-day DHSMV electronic filing. Call 1-800-229-7131. License L091747.