FR44 Insurance Cape Coral Florida 2026 — Cheap Rates & Same-Day Filing

FR44 Insurance in Cape Coral, Florida 2026

Need FR44 insurance in Cape Coral, Florida after a DUI? Thousands of Cape Coral drivers complete the FR44 process every year. Here’s what Cape Coral residents need to know about affordable FR44 coverage and getting back on the road.

What FR44 Costs in Cape Coral

FR44 rates in Cape Coral range from $150 to $350/month depending on your record, age, vehicle, and carrier. Rates reflect local claims data and accident frequency in Southwest Florida.

How to Get FR44 in Cape Coral

  1. Compare quotes from 15+ Florida-licensed carriers
  2. Purchase policy with same-day electronic FR44 filing
  3. Verify filing with DHSMV at (850) 617-2000
  4. Reinstate at any Florida DMV

Cape Coral Requirements

  • 100/300/50 liability limits
  • 3 consecutive years — no lapses
  • Electronic DHSMV filing

Get Your Cape Coral Quote

Licensed Florida agents, 15+ carriers, free quotes. Call 1-800-229-7131.