FR44 Insurance Aventura Florida 2026 | Same-Day DHSMV Filing | Free Quote
If you received a DUI conviction in Aventura or anywhere in Miami-Dade County, Florida, you are required to file FR44 insurance before the Florida DHSMV will reinstate your driver’s license. myfloridafr44.com specializes in FR44 filings for Miami-Dade County drivers—we shop 15+ carriers and file electronically with DHSMV the same day in most cases.
FR44 Insurance Requirements for Aventura Drivers
Florida FR44 requires higher liability limits than standard auto insurance: $100,000 per person and $300,000 per accident for bodily injury, and $50,000 for property damage (100/300/50). This compares to Florida’s standard minimum of 10/20/10. The FR44 certificate must be filed by your insurer directly to the DHSMV and maintained for 3 continuous years from the date your license is reinstated. Any lapse in coverage restarts the 3-year clock.
How Much Does FR44 Insurance Cost in Aventura?
FR44 rates in Miami-Dade County typically range from $14 to $35 per month for the FR44 filing fee itself. The full premium—including the required 100/300/50 liability coverage—averages $90 to $160 per month depending on your driving history, vehicle, and the carrier. Miami-Dade County drivers can compare rates across all Florida-licensed FR44 carriers through our free quote tool. Rates vary based on: time since DUI (the most important factor), BAC at time of arrest, prior insurance history, vehicle type, and credit score.
How to Get FR44 Insurance in Aventura Fast
Step 1: Get a free quote through myfloridafr44.com—takes 2 minutes and requires no credit check. Step 2: Choose your carrier and coverage. Step 3: We bind coverage immediately and file the FR44 certificate electronically with the Florida DHSMV. Step 4: You receive your SR44 filing confirmation same-day or next business day, allowing you to proceed with license reinstatement at your local Miami-Dade County DHSMV office.
Get your free Aventura FR44 quote now — instant comparison, no credit check, same-day DHSMV filing available.
Q: Do I need FR44 insurance in Aventura, Florida?
Yes. Any Florida DUI conviction triggers the FR44 requirement. You must file FR44 with 100/300/50 limits before DHSMV will reinstate your license.
Q: How much does FR44 cost in Aventura?
$90–$160 per month depending on carrier, driving history, vehicle, and credit. The FR44 filing itself is $14–$35 per month.
Q: How long do I need FR44 in Florida?
3 years continuously from license reinstatement. Any lapse restarts the clock.
Q: Can I get same-day filing in Aventura?
Yes. myfloridafr44.com files electronically with DHSMV the same day in most cases.