FR44 Insurance Apopka Florida 2026 | Rates & Same-Day DHSMV Filing

If you received a DUI in or around Apopka, Florida, you need FR44 insurance before the DHSMV will reinstate your license. Here’s everything Apopka drivers need to know — rates, requirements, and how to get filed same-day.

FR44 Insurance Requirements in Apopka, FL

Florida’s FR44 requirement applies to all DUI convictions statewide. Apopka drivers face the same rules as the rest of Florida: you need an FR44 certificate with minimum 100/300/50 liability limits.

  • Required limits: $100,000 bodily injury per person / $300,000 per accident / $50,000 property damage
  • Duration: 3 years from DUI conviction date (continuous — no lapses)
  • Filing: Electronic to DHSMV by your insurer
  • Who needs it: Any Orange County driver with a Florida DUI conviction

FR44 Rates in Apopka, Florida

Apopka is a growing Orlando suburb with competitive auto insurance rates in Orange County. Most Apopka drivers pay between $14 and $35 per month for the FR44 endorsement. Full policy costs depend on your vehicle, coverage levels, and how recent your DUI was.

  • Time since DUI: Older DUI = lower rate
  • Vehicle: Older or lower-value vehicles cost less to insure
  • Clean record otherwise: No additional violations = maximum discount
  • Carrier selection: We compare 15+ carriers to find the lowest rate for your profile

How to Get FR44 Insurance in Apopka

The process takes about 2 minutes online: (1) Get a quote at myfloridafr44.com — no credit check. (2) Select your policy and pay first month. (3) Carrier files FR44 electronically with DHSMV same-day. (4) DHSMV processes reinstatement — usually within 1 business day.

Don’t delay — every day without FR44 can restart your 3-year requirement if DHSMV flags a lapse. Get your Apopka FR44 quote now