FR44 Insurance Alachua County Florida
If you received a DUI in Alachua County and need FR44 insurance, here is what you need to know about requirements, costs, and getting filed today.
FR44 Requirements in Alachua County
- Bodily injury: $100,000 per person / $300,000 per accident
- Property damage: $50,000
- Duration: 3 years continuous from license reinstatement
FR44 Cost in Alachua County (2026)
| Policy Type | Monthly Cost |
|---|---|
| Non-owner FR44 | $18–$42/month |
| Owner FR44 (sedan) | $85–195/month |
Local note: Gainesville has one of the lowest FR44 rates in Florida — university town with lower traffic density. Home to UF’s main campus.
DUI Processing in Alachua County
Alachua County DUI cases are processed through the 8th Judicial Circuit Court. County seat: Gainesville. FR44 is filed directly with DHSMV statewide — not through the county courthouse. Alachua County includes Gainesville and the University of Florida. Lowest insurance rates in North Florida due to lower traffic density.
Frequently Asked Questions
How long do I need FR44 in Alachua County?
3 years from the date of license reinstatement.
Can I get FR44 in Alachua County same day?
Yes. Electronic filing to DHSMV — most confirmed same business day.
I have no car in Alachua County — do I still need FR44?
Yes. Non-owner FR44 ($18–$42/month) satisfies the DHSMV requirement without a vehicle.