Live in Pasco County and need FR44 insurance after a DUI? You're in the right place. MyFloridaFR44 provides same-day FR44 filing for drivers in New Port Richey, Dade City, Zephyrhills, Wesley Chapel, Land O' Lakes, and every community in Pasco County. We shop 50+ carriers to find you the lowest rate — and we file your FR44 electronically with the Florida DHSMV the same day you sign up.
Same-day electronic filing. 50+ carriers. Rates from $28/month.
Call 1-855-700-3744Pasco County is Florida's 12th most populous county with 580,000+ residents spread across the Tampa Bay metro area's northern suburbs. If you've been convicted of a DUI in Pasco County, Florida law requires you to carry FR44 insurance — a high-liability certificate proving you meet the state's elevated coverage limits (100/300/50).
FR44 isn't a type of insurance policy. It's a certificate of financial responsibility that your insurance company files with the Florida DHSMV confirming you carry the required higher liability limits. Without it, your license stays suspended.
MyFloridaFR44 provides FR44 filing for drivers throughout all of Pasco County. Here are the major cities and communities:
County seat (west). Population: 17,000. FR44 filings served.
County seat (east). Population: 7,500. FR44 filings served.
Population: 17,500. FR44 filings served.
Population: 70,000 (largest CDP). FR44 filings served.
Population: 40,000. FR44 filings served.
Population: 12,000. FR44 filings served.
Population: 2,700. FR44 filings served.
Population: 22,000. FR44 filings served.
Population: 11,000. FR44 filings served.
Population: 8,000. FR44 filings served.
Population: 1,400. FR44 filings served.
Population: 1,200. Home of Saint Leo University. FR44 filings served.
Once your FR44 is filed, you'll need to visit a Pasco County Tax Collector office to complete your license reinstatement. Here are all five locations:
| Location | Address | Phone |
|---|---|---|
| West Pasco Government Center | 8731 Citizens Dr, New Port Richey, FL 34654 | (727) 847-8032 |
| East Pasco Government Center | 14236 6th St, Dade City, FL 33523 | (352) 521-4338 |
| Gulf Harbors | 4720 US Highway 19, New Port Richey, FL 34652 | (727) 847-8032 |
| Central Pasco / Land O' Lakes | 4135 Land O' Lakes Blvd, Land O' Lakes, FL 34639 | (813) 235-6076 |
| Wesley Chapel | 4610 Pet Ln, Lutz, FL 33559 | (813) 235-6076 |
FR44 insurance in Pasco County typically costs $800-$2,500 per year depending on your driving record, age, vehicle, and coverage level. Here's what you can expect:
| Driver Profile | Est. Monthly Rate | Est. Annual Rate |
|---|---|---|
| Non-Owner FR44 (no car) | $35-$75 | $420-$900 |
| Standard FR44 (clean record + DUI) | $80-$130 | $960-$1,560 |
| FR44 + At-Fault Accident | $120-$180 | $1,440-$2,160 |
| FR44 + Multiple Violations | $150-$210 | $1,800-$2,520 |
These are estimated ranges for Pasco County drivers. Actual rates vary by carrier, vehicle type, coverage level, and individual circumstances. See our complete FR44 cost guide for city-by-city comparisons →
Before you can reinstate your license, you must complete DUI school (Level I or II, depending on your offense), any court-ordered community service, and pay all fines and court costs. Pasco County DUI School is offered through the Pasco County Clerk of Court and approved providers.
Contact MyFloridaFR44 at 1-855-700-3744. We'll compare rates from 50+ carriers to find the lowest FR44 insurance for your Pasco County zip code. Quotes take 5 minutes. We specialize in DUI-related insurance — no judgment, just results.
Once you select a policy, we file your FR44 certificate electronically with the Florida DHSMV — same day. You'll receive a confirmation in your email. The filing is instant and visible to the DHSMV immediately.
Bring your DUI school completion certificate, FR44 confirmation, proof of identity, and reinstatement fee to any Pasco County Tax Collector office. The Tax Collector will process your reinstatement. Your license is restored once all requirements are verified.
Understanding where DUI enforcement is concentrated in Pasco County can help you stay informed. The Pasco County Sheriff's Office and Florida Highway Patrol focus enforcement on these major corridors:
We provide FR44 filing for all Pasco County zip codes:
Dade City
Dade City
Zephyrhills
Zephyrhills
Zephyrhills
Wesley Chapel
Wesley Chapel
Wesley Chapel
Lutz / Odessa
Lutz
Odessa
Lutz
Lutz / Wesley Chapel
St. Leo / San Antonio
San Antonio
New Port Richey
Land O' Lakes
Land O' Lakes
Land O' Lakes
New Port Richey
New Port Richey
New Port Richey
New Port Richey / Trinity
Hudson
Port Richey
Hudson
Hudson
Holiday
Holiday
Let us find you the lowest FR44 rate in Pasco County. Same-day filing, free quotes, no obligation.
Call 1-855-700-3744FR44 insurance in Pasco County typically costs $800-$2,500 per year, or $67-$208 per month. Non-owner policies start lower at $35-$75/month. We shop 50+ carriers to find your lowest rate. Rates vary based on your driving record, age, vehicle, and coverage level.
Complete DUI school, pay all fines, obtain FR44 insurance (we handle this), and visit a Pasco County Tax Collector office with your completion certificates and reinstatement fee. The Tax Collector verifies your FR44 is on file with DHSMV and processes your reinstatement.
No. The Tax Collector's office can check whether your FR44 is on file with the DHSMV, but they do not file it. Your insurance company files the FR44 certificate electronically. MyFloridaFR44 handles this for you same day.
Your insurance company is required by law to notify the DHSMV if your FR44 policy is cancelled or lapses. Your license will be suspended again immediately and you'll need to refile and pay reinstatement fees. You must maintain continuous FR44 coverage for the full 3-year requirement period.
FR44 follows you, not the county of conviction. If you live in Pasco County and were convicted of DUI anywhere in Florida (or had an out-of-state DUI that Florida is enforcing), you need FR44 insurance. The DHSMV requirement is statewide.
Yes, but the process must be seamless. Your new policy must be active before the old one is cancelled. Never let your FR44 coverage lapse — even for one day. MyFloridaFR44 can help you switch carriers while maintaining continuous coverage.
The cheapest FR44 insurance in Pasco County varies based on your individual profile. Non-owner policies are the most affordable option ($35-$75/month) if you don't own a vehicle. For vehicle owners, we compare Progressive, Bristol West, Dairyland, and 47+ other carriers to find the lowest rate for your situation.