FR44 Insurance by Florida County — Complete Guide for All 67 Counties

FR44 insurance requirements, rates, and filing procedures vary by county. Each Florida county has its own DHSMV office, court system, and local insurance market. Whether you need FR44 filing in Miami-Dade, Hillsborough, or a rural county like Liberty, this guide connects you to county-specific information.

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Florida Counties
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Why FR44 Insurance Varies by County

While Florida FR44 insurance is a state-level requirement, the actual cost and filing process changes depending on your county. Here's why:

1

Find Your County Below

Browse the complete 67-county list below. Every county has a dedicated FR44 guide with local DHSMV office locations, county-specific rates, and same-day filing instructions.

2

Get a County-Specific Quote

Rates are calculated using your county's insurance territory. Our quoting system matches you with carriers licensed in your specific county.

3

File at Your Local DHSMV

Your FR44 certificate is electronically filed with the state and verified at your county DHSMV office. We handle the filing — you just show proof at your reinstatement appointment.

Complete List — All 67 Florida Counties with FR44 Coverage

Every county below has a dedicated FR44 insurance guide with local rates, DHSMV office locations, court information, and city-level coverage. Click any county to view its complete guide.

Alachua County — Gainesville
Population: 278,000 • County Seat: Gainesville
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Baker County — Macclenny
Population: 29,000 • County Seat: Macclenny
View County Guide →
Bay County — Panama City • Panama City Beach
Population: 175,000 • County Seat: Panama City
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Bradford County — Starke
Population: 28,000 • County Seat: Starke
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Brevard County — Melbourne • Palm Bay • Cocoa Beach
Population: 625,000 • County Seat: Titusville
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Broward County — Fort Lauderdale • Hollywood • Pembroke Pines • Miramar • Coral Springs
Population: 1,962,000 • County Seat: Fort Lauderdale
View County Guide →
Calhoun County — Blountstown • Altha
Population: 14,000 • County Seat: Blountstown
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Charlotte County — Port Charlotte • Punta Gorda
Population: 195,000 • County Seat: Punta Gorda
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Citrus County — Inverness • Crystal River
Population: 156,000 • County Seat: Inverness
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Clay County — Orange Park • Green Cove Springs
Population: 224,000 • County Seat: Green Cove Springs
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Collier County — Naples • Marco Island • Immokalee
Population: 390,000 • County Seat: Naples
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Columbia County — Lake City
Population: 72,000 • County Seat: Lake City
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DeSoto County — Arcadia
Population: 39,000 • County Seat: Arcadia
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Dixie County — Cross City
Population: 17,000 • County Seat: Cross City
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Duval County — Jacksonville
Population: 1,017,000 • County Seat: Jacksonville
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Escambia County — Pensacola
Population: 323,000 • County Seat: Pensacola
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Flagler County — Palm Coast • Bunnell
Population: 122,000 • County Seat: Bunnell
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Franklin County — Apalachicola • Eastpoint • Carrabelle
Population: 13,000 • County Seat: Apalachicola
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Gadsden County — Quincy
Population: 46,000 • County Seat: Quincy
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Gilchrist County — Trenton
Population: 19,000 • County Seat: Trenton
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Glades County — Moore Haven
Population: 14,000 • County Seat: Moore Haven
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Gulf County — Port St. Joe
Population: 14,000 • County Seat: Port St. Joe
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Hamilton County — Jasper
Population: 14,000 • County Seat: Jasper
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Hardee County — Wauchula
Population: 27,000 • County Seat: Wauchula
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Hendry County — LaBelle • Clewiston
Population: 42,000 • County Seat: LaBelle
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Hernando County — Spring Hill • Brooksville
Population: 200,000 • County Seat: Brooksville
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Highlands County — Sebring • Avon Park
Population: 107,000 • County Seat: Sebring
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Hillsborough County — Tampa
Population: 1,536,000 • County Seat: Tampa
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Holmes County — Bonifay
Population: 20,000 • County Seat: Bonifay
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Indian River County — Vero Beach • Sebastian
Population: 164,000 • County Seat: Vero Beach
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Jackson County — Marianna
Population: 47,000 • County Seat: Marianna
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Jefferson County — Monticello
Population: 15,000 • County Seat: Monticello
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Lafayette County — Mayo
Population: 9,000 • County Seat: Mayo
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Lake County — Clermont • Leesburg • Mount Dora
Population: 410,000 • County Seat: Tavares
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Lee County — Fort Myers • Cape Coral
Population: 805,000 • County Seat: Fort Myers
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Leon County — Tallahassee
Population: 298,000 • County Seat: Tallahassee
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Levy County — Williston • Chiefland
Population: 44,000 • County Seat: Bronson
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Liberty County — Bristol • Hosford
Population: 8,000 • County Seat: Bristol
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Madison County — Madison
Population: 19,000 • County Seat: Madison
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Manatee County — Bradenton
Population: 421,000 • County Seat: Bradenton
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Marion County — Ocala
Population: 443,000 • County Seat: Ocala
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Martin County — Stuart
Population: 163,000 • County Seat: Stuart
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Miami-Dade County — Miami • Hialeah • Miami Beach
Population: 2,701,000 • County Seat: Miami
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Monroe County — Key West
Population: 82,000 • County Seat: Key West
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Nassau County — Fernandina Beach
Population: 97,000 • County Seat: Fernandina Beach
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Okaloosa County — Fort Walton Beach • Destin • Niceville
Population: 215,000 • County Seat: Crestview
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Okeechobee County — Okeechobee
Population: 42,000 • County Seat: Okeechobee
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Orange County — Orlando • Winter Park • Apopka
Population: 1,453,000 • County Seat: Orlando
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Osceola County — Kissimmee • St. Cloud
Population: 410,000 • County Seat: Kissimmee
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Palm Beach County — West Palm Beach • Boca Raton • Delray Beach
Population: 1,534,000 • County Seat: West Palm Beach
View County Guide →
Pasco County — New Port Richey • Dade City
Population: 587,000 • County Seat: Dade City
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Pinellas County — Clearwater • St. Petersburg • Largo
Population: 975,000 • County Seat: Clearwater
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Polk County — Lakeland • Winter Haven
Population: 783,000 • County Seat: Bartow
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Putnam County — Palatka
Population: 74,000 • County Seat: Palatka
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Santa Rosa County — Milton • Navarre
Population: 194,000 • County Seat: Milton
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Sarasota County — Sarasota • Venice • North Port
Population: 449,000 • County Seat: Sarasota
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Seminole County — Sanford • Altamonte Springs • Oviedo
Population: 487,000 • County Seat: Sanford
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St. Johns County — St. Augustine • Ponte Vedra Beach
Population: 295,000 • County Seat: St. Augustine
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St. Lucie County — Port St. Lucie • Fort Pierce
Population: 345,000 • County Seat: Fort Pierce
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Sumter County — The Villages • Bushnell
Population: 139,000 • County Seat: Bushnell
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Suwannee County — Live Oak
Population: 45,000 • County Seat: Live Oak
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Taylor County — Perry
Population: 22,000 • County Seat: Perry
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Union County — Lake Butler
Population: 16,000 • County Seat: Lake Butler
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Volusia County — Daytona Beach • Deltona • Port Orange
Population: 560,000 • County Seat: DeLand
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Wakulla County — Crawfordville
Population: 36,000 • County Seat: Crawfordville
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Walton County — Miramar Beach • Santa Rosa Beach
Population: 82,000 • County Seat: DeFuniak Springs
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Washington County — Chipley
Population: 25,000 • County Seat: Chipley
View County Guide →

Need FR44 in a Specific Florida City?

We also maintain dedicated city-level FR44 guides for Florida's 30 largest cities — from Miami to Pensacola.

View City-Level FR44 Guides →
⚠️ All 67 Florida counties now covered. Every county page includes local DHSMV office locations, 2026 rate estimates, city-level breakdowns, DUI enforcement zone maps, and same-day filing instructions. If you need FR44 in any Florida county, we can file your certificate electronically in under 24 hours.