Florida DUI Attorney FR44 Referral — FR44 Insurance for Your Clients
If you’re a DUI defense attorney, criminal defense lawyer, or legal professional in Florida, your clients face a mandatory FR44 insurance requirement before they can reinstate their license. Many attorneys refer clients to insurance specialists for FR44 — and FR44 Experts / MyFloridaFR44.com makes that referral as friction-free as possible.
Why Attorneys Partner with FR44 Experts
Your client’s DUI case doesn’t end with sentencing. License reinstatement requires FR44 — and getting FR44 wrong has consequences:
- Wrong product: Many clients are told to get SR22 after a Florida DUI. SR22 will not satisfy the DHSMV. FR44 is required. A well-meaning referral to a standard auto insurer can delay reinstatement by weeks.
- Lapse risk: A single missed FR44 payment resets the three-year clock and re-suspends the license. Clients who don’t understand this get caught in a cycle of re-suspension.
- Rate shock: Clients who go directly to one carrier get one rate. We compare all available high-risk carriers simultaneously — finding rates that are often 30–50% lower than what clients find on their own.
When you refer a client to us, they get the right certificate (FR44, not SR22), filed the same day, at the lowest rate available.
What We Do
FR44 Quick Reference for Attorneys
| Topic | Key Facts |
|---|---|
| What triggers FR44 | All Florida DUI/DWI convictions. Mandatory for license reinstatement. |
| Required coverage | $100,000/$300,000 BI | $50,000 PD — must be maintained |
| Duration | 3 continuous years from reinstatement date |
| SR22 vs. FR44 | SR22 does NOT satisfy a Florida DUI requirement. Must be FR44. |
| Lapse consequence | Automatic DHSMV notification, re-suspension, 3-year clock resets |
| Second DUI | Same FR44 coverage requirements. Higher premiums. 5-year revocation if within 5 years of first. |
| Non-owner option | $14–$28/month. Ideal for clients without a vehicle. |
| Filing time | Same day. Electronic DHSMV filing within 30 minutes of payment. |
How to Refer a Client
The simplest path:
- Give your client our number: (855) 255-8744
- Or send them to myfloridafr44.com to start online
- We handle everything from quote to DHSMV filing
We do not charge referral fees and do not require any formal agreement to refer. Simply give your clients our number when they ask about FR44.
Common Client Scenarios
Client doesn’t own a car — what do they do?
Non-owner FR44 policy, $14–$28/month. Satisfies the DHSMV requirement completely. Client is covered when driving any vehicle they don’t own. Most affordable path through the FR44 period. We file same day.
Client’s insurer dropped them after the DUI — now what?
Common situation. Standard carriers frequently cancel after DUI. We specialize in placing high-risk drivers with specialty carriers — Dairyland, Bristol West, National General, The General, Direct Auto — that actively write FR44 policies. Same-day placement and filing.
Client already got SR22 — can they switch to FR44?
Yes, immediately. SR22 does not satisfy the Florida DUI FR44 requirement. The clock doesn’t start until FR44 is properly filed. We can place FR44 coverage same day. The prior SR22 premium is wasted — there’s no benefit to waiting.
Client has a second DUI within 5 years — how is this handled?
FR44 coverage requirements are the same ($100K/$300K/$50K). Premiums are significantly higher. The DHSMV mandates a 5-year revocation if the second DUI is within 5 years of the first — FR44 filing occurs at the point of reinstatement eligibility. We explain this process to clients and place coverage when they’re ready to reinstate.
Refer Your Florida DUI Clients to FR44 Experts
Same-day filing. All 67 Florida counties. Non-owner and owner policies.
(855) 255-8744 or direct clients to myfloridafr44.com