Case Study
FR44 Reinstatement in Naples Park, Florida
Profile:
Linda is a 66-year-old retiree living in Naples Park, Florida
Problem:
After a DUI, she carried FR44 insurance for nearly a year, but mistakenly missed a renewal payment. As a result, her policy lapsed, and the Florida DMV automatically suspended her license. She was confused, frustrated, and unsure how to start over—especially since she no longer drove regularly but wanted her license reinstated for ID and travel purposes.
Solution:
We helped Linda get a new FR44 policy in place with an insurer that allowed **monthly payments**, and immediately filed the new FR44 certificate electronically with the DMV. We also helped her understand how to avoid future lapses by setting up automatic payments and explained the importance of uninterrupted coverage under Florida’s FR44 rules.
Result:
Within three business days, Linda’s license was reinstated. She now carries a compliant FR44 policy, pays monthly, and has peace of mind knowing her coverage will stay active.
“I thought everything was fine until I found out my license was suspended again. You got me sorted fast, and I didn’t have to start from scratch. I really appreciate the help.”
— Linda, Naples Park, Florida