Case Study
Couple Cuts DUI Premium 53 %

Profile:
Jordan & Casey, 24, married grad students at USF
Problem:
DUI on Casey’s record threatened both spouses’ shared auto policy.
Solution:
FR44 & SR22 Insurance Experts carved out a secondary Owner FR44 for Casey only—no rate hike on Jordan’s clean policy.
Result:
Household premium rose just 12 %, not 65 % projected by their previous carrier.
“FR44 & SR22 Insurance Experts isolated the DUI risk to my spouse—our joint premium barely moved.” — Jordan M., USF doctoral student