FR44 Insurance in Ebro, Florida

Serving Drivers in Washington County and Across Florida

Getting FR44 insurance in Ebro, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Ebro, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Ebro, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Ebro, Florida or the surrounding Washington County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

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Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Ebro, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Ebro, Florida

Ebro, Florida, is strategically located with convenient access to major transportation routes, primarily serving as a hub for commuting, travel, and trucking in the region. The town is intersected by State Road 79, a key north-south route that facilitates travel between the Gulf Coast and the Alabama state line, providing a direct path to Panama City Beach and I-10. Additionally, U.S. Route 98 lies nearby to the south, offering an essential east-west artery along the Gulf Coast, connecting to major destinations such as Pensacola and Tallahassee. These routes are pivotal for both local and long-distance travelers, supporting a mix of commuter and commercial traffic. Ebro’s location ensures efficient access to these vital roadways, making it an important junction for regional transport.

Nearby Towns We Also Serve

In the vicinity of Ebro, Florida, we also serve the nearby towns and cities of Panama City Beach, where many travelers enjoy the beautiful coast; Lynn Haven, known for its family-friendly community; the bustling city of Panama City; Vernon, providing a charming small-town atmosphere; Chipley, with its rich history and warm hospitality; Bonifay, which offers a tight-knit community vibe; and Freeport, located just a short drive away. These locations are all within a convenient 30-mile radius, making them perfect for commutes, school, and everyday errands.

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Whether you're in Ebro, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Ebro, Florida

Located in Washington County, Florida, Ebro is a small town with a population of approximately 260 residents. Despite its small size, Ebro has a rich history and a close-knit community that prides itself on its Southern hospitality and charm.Ebro is primarily accessible via State Road 79, which runs through the heart of the town. This major roadway provides convenient access to nearby cities such as Panama City, as well as popular tourist destinations like the Gulf Coast beaches. The town is also located just a short drive from Interstate 10, making it easy for residents to travel to larger cities like Tallahassee and Pensacola.While Ebro may be a tranquil and peaceful town, it does have its fair share of traffic enforcement. The local police department works diligently to ensure the safety of residents and visitors by enforcing traffic laws and cracking down on DUI offenses. Despite efforts to curb drunk driving, there have been a few instances of DUI convictions in Ebro in recent years, which serve as a reminder of the importance of responsible driving.In terms of lifestyle, Ebro offers a relaxed and laid-back atmosphere that is perfect for those seeking a slower pace of life. The town is known for its friendly residents, quaint shops and restaurants, and outdoor recreational activities like hunting and fishing. Residents also enjoy annual events like the Ebro Grits Festival, which celebrates the town’s rich heritage and Southern traditions.Demographically, Ebro is a diverse community comprised of individuals from various ethnic and socioeconomic backgrounds. The town has a mix of families, retirees, and young professionals, creating a dynamic and vibrant community that is welcoming to all.Economically, Ebro is a predominantly rural town with a modest economy based on agriculture, tourism, and local businesses. While the town may be small, it offers opportunities for entrepreneurship and small business ownership, allowing residents to support the local economy and contribute to the growth and development of the community.In conclusion, Ebro, Florida may be a small town, but it has a lot to offer in terms of history, culture, and community spirit. From its charming Main Street to its scenic surroundings, Ebro is a hidden gem that is worth exploring for those seeking a peaceful and welcoming place to call home.