FR44 Insurance in Raiford, Florida

Serving Drivers in Union County and Across Florida

Getting FR44 insurance in Raiford, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Raiford, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Raiford, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Raiford, Florida or the surrounding Union County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Raiford, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Raiford, Florida

Raiford, Florida is accessible through several major transportation routes that facilitate commuting, travel, and trucking in the area. The key roadway serving Raiford is State Road 121 (SR 121), a prominent north-south route that connects the town to neighboring regions. Additionally, nearby U.S. Route 301 (US 301) serves as a significant corridor for regional and long-distance travel, running parallel to the east of Raiford. While no interstates run directly through Raiford, Interstate 10 (I-10) is located to the south and can be reached via these routes, providing further access to major cities like Jacksonville and Tallahassee. These roadways collectively offer comprehensive connectivity for residents and travelers alike.

Nearby Towns We Also Serve

In addition to Raiford, Florida, we also serve a number of nearby communities that residents often visit for work, school, or errands. These include Starke, Lake Butler, Lawtey, Worthington Springs, and Alachua. Each of these towns is within a convenient driving distance, making them accessible for daily activities and services.

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Whether you're in Raiford, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Raiford, Florida

Raiford, Florida is a small town located in Union County, in the northern part of the state. With a population of just under 250 residents, Raiford may be small in size but it has a rich history and unique characteristics that make it a truly special place.Major roadways in Raiford include State Road 121 and State Road 16. These roads connect the town to nearby cities like Lake Butler and Jacksonville, providing residents with easy access to larger urban areas. Despite its rural location, driving conditions in Raiford are generally good, with well-maintained roads and minimal traffic congestion.One issue that has plagued Raiford in recent years is an increase in DUI convictions. The town has seen a rise in the number of individuals arrested for driving under the influence, leading to concerns about public safety and the need for enhanced traffic enforcement measures. Local authorities have been working to crack down on drunk driving in an effort to protect residents and visitors alike.In terms of lifestyle, Raiford is a close-knit community where neighbors know each other and look out for one another. The town has a strong sense of community spirit, with events like the annual Raiford Day celebration bringing residents together to celebrate their shared heritage and values.Demographically, Raiford skews slightly older, with a median age of 45 compared to the national average of 38. The town’s population is predominantly white, with a small percentage of African American and Hispanic residents. The majority of residents work in industries like agriculture, construction, and healthcare, with a median household income of $45,000.Economically, Raiford faces some challenges due to its small size and rural location. The town’s economy is largely based on agriculture, with corn, soybeans, and peanuts being the primary crops grown in the area. However, recent efforts to attract new businesses and industries to Raiford have been successful, with several small companies setting up shop in the town and providing much-needed jobs for residents.Overall, Raiford is a charming small town with a strong sense of community and a rich history. While it faces some challenges in terms of DUI convictions and economic development, the town’s residents are dedicated to preserving its unique character and building a bright future for generations to come.