FR44 Insurance in Branford, Florida

Serving Drivers in Suwannee County and Across Florida

Getting FR44 insurance in Branford, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Branford, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Branford, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Branford, Florida or the surrounding Suwannee County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Branford, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Branford, Florida

Branford, Florida, is conveniently located near several key roadways that facilitate easy commuting and travel. The primary route through Branford is U.S. Highway 27, a major east-west highway that provides direct access to nearby towns and connects to larger routes for extended travel. State Road 247 runs north-south near Branford, linking it to Lake City and other northern areas, while also intersecting with U.S. Highway 129, which offers a route toward the city of Live Oak to the north and Trenton to the south. For those traveling longer distances, Interstate 10 is situated to the north of Branford, accessible via a short drive on connecting highways, providing a major east-west corridor across northern Florida. These highways serve as vital conduits for commuters, travelers, and truckers navigating through this region of North Florida.

Nearby Towns We Also Serve

In addition to Branford, Florida, we proudly serve the nearby communities of Live Oak, Lake City, High Springs, Fort White, Mayo, and Alachua. These towns and cities are within a convenient drive, making them ideal locations for work, school, or errands.

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Whether you're in Branford, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Branford, Florida

Nestled in the heart of Suwannee County in northern Florida, Branford is a charming town with a rich history and vibrant community. With a population of around 700 residents, Branford offers a small-town feel with easy access to larger cities like Tallahassee and Gainesville.Major roadways in Branford include US Highway 27, which runs through the center of town, and State Road 247, which connects Branford to neighboring communities. These roadways provide convenient routes for residents commuting to work or traveling to nearby attractions.Despite its rural location, drivers in Branford should still exercise caution on the roads. Like many small towns, Branford has experienced its fair share of DUI convictions. The town has a zero-tolerance policy for impaired driving, and local law enforcement agencies are vigilant in enforcing DUI laws. Residents are encouraged to plan ahead and use designated drivers or ride-sharing services when drinking alcohol.Traffic enforcement in Branford is primarily handled by the Branford Police Department, which is dedicated to ensuring the safety of all motorists and pedestrians. Speed limits are strictly enforced, and officers routinely patrol the town to deter reckless driving behavior.The lifestyle in Branford is relaxed and laid-back, with a close-knit community that values family and community involvement. Residents enjoy a variety of outdoor activities, including fishing, boating, and hiking in the nearby Suwannee River State Park. The town also hosts annual events such as the Branford River Reunion, which celebrates the town’s heritage and culture.Demographically, Branford is a diverse community with a mix of ages and backgrounds. The town is home to families, retirees, and young professionals looking for a peaceful place to call home. The cost of living in Branford is relatively affordable compared to larger cities, making it an attractive option for those seeking a slower pace of life.Economically, Branford relies primarily on agriculture and tourism as major economic drivers. The town’s proximity to natural attractions like the Suwannee River and Ichetucknee Springs State Park draws visitors from around the state, providing a boost to local businesses. Additionally, the agricultural sector plays a significant role in the town’s economy, with farmers producing crops like peanuts, corn, and tobacco.Overall, Branford is a welcoming and picturesque town with a strong sense of community and a commitment to safety on the roads. Whether you’re looking to settle down and raise a family or simply enjoy a quiet getaway, Branford offers a peaceful and