FR44 Insurance in St. Augustine, Florida

Serving Drivers in St. Johns County and Across Florida

Getting FR44 insurance in St. Augustine, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in St. Augustine, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in St. Augustine, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in St. Augustine, Florida or the surrounding St. Johns County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in St. Augustine, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in St. Augustine, Florida

St. Augustine, Florida, is well-connected by several major roadways, making it easily accessible for commuters, travelers, and truckers alike. Interstate 95 runs just west of the city and serves as a primary north-south corridor for long-distance travel along the East Coast. U.S. Route 1 runs parallel to I-95 but passes directly through St. Augustine, providing access to downtown and local businesses. State Road A1A, a scenic route that traces the Atlantic coastline, is popular for its picturesque views and connects to the historic areas of the city. Additionally, State Road 16 serves as an important east-west route, linking St. Augustine to communities farther inland. These key routes not only facilitate local commuting but also support the significant tourism and trucking activities in and around the city.

Nearby Towns We Also Serve

In addition to St. Augustine, we also serve nearby communities such as Ponte Vedra Beach, Palatka, Hastings, Green Cove Springs, and Palm Coast, all within easy driving distance for work, school, or daily errands.

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Whether you're in St. Augustine, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of St. Augustine, Florida

St. Augustine, Florida, often referred to as the nation’s oldest city, is a charming and historic town located in northeastern Florida. Founded in 1565 by Spanish explorer Pedro Menendez de Aviles, St. Augustine is known for its Old World charm, cobblestone streets, and well-preserved colonial architecture.The town is easily accessible via major roadways, including Interstate 95 and U.S. Highway 1. St. Augustine is located about 40 miles south of Jacksonville and 100 miles north of Daytona Beach, making it a popular destination for both residents and tourists alike.Driving conditions in St. Augustine are generally good, with well-maintained roads and a well-marked street system. However, like any other town, St. Augustine has its fair share of traffic congestion, particularly during peak tourist seasons. The town’s narrow streets and historic buildings can also make parking a challenge, especially in the downtown area.In terms of traffic enforcement, St. Augustine has a dedicated police force that is responsible for maintaining safe driving conditions on the town’s roadways. DUI convictions are taken very seriously in St. Augustine, and law enforcement officers actively patrol the streets to catch drunk drivers. Those convicted of a DUI in St. Augustine can face hefty fines, license suspension, and even jail time.St. Augustine’s lifestyle is best described as laid-back and relaxed, with a focus on history, culture, and the arts. The town is home to numerous museums, art galleries, and cultural events, making it a popular destination for history buffs and art enthusiasts. St. Augustine also boasts a vibrant dining scene, with a wide range of restaurants serving up everything from fresh seafood to international cuisine.Demographically, St. Augustine is a diverse town with a mix of young families, retirees, and tourists. The town’s population skews slightly older than the national average, with a median age of 44.5 years. The majority of residents in St. Augustine are White, followed by Hispanic and Black residents.Economically, St. Augustine relies heavily on tourism, with the historic district drawing millions of visitors each year. The town is also home to a number of small businesses, including boutique shops, bed and breakfasts, and restaurants. The unemployment rate in St. Augustine is slightly higher than the national average, but the town’s economy is steadily growing.Overall, St. Augustine offers a unique blend of history, culture, and charm that sets it apart from other