FR44 Insurance in Oviedo, Florida

Serving Drivers in Seminole County and Across Florida

Getting FR44 insurance in Oviedo, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Oviedo, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Oviedo, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Oviedo, Florida or the surrounding Seminole County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Oviedo, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Oviedo, Florida

Oviedo, Florida, is well-connected by a network of major roadways, making it accessible for drivers and commuters. The primary transportation route is State Road 417, also known as the Central Florida GreeneWay, which runs along the western edge of the town and provides a convenient connection to both Interstate 4 and Orlando to the southwest and Sanford to the north. Additionally, State Road 434 traverses through Oviedo, offering a direct route to the nearby community of Winter Springs and further west towards Longwood. Mitchell Hammock Road is a key local east-west thoroughfare, linking downtown Oviedo with State Road 426, also known as Alafaya Trail, which cuts north-south through the town and is a vital artery for local traffic and access to the University of Central Florida area. These routes collectively support efficient travel and commuting, whether for local residents, visitors, or trucking operations.

Nearby Towns We Also Serve

In addition to serving Oviedo, Florida, we also proudly extend our services to the surrounding communities, including Winter Springs, Casselberry, Sanford, Lake Mary, Winter Park, and Altamonte Springs. These nearby towns and cities are easily accessible and all within a 30-mile radius, making them convenient and vibrant areas for work, school, and everyday errands.

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Whether you're in Oviedo, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Oviedo, Florida

Oviedo, Florida is a picturesque town located in Seminole County, just northeast of Orlando. Known for its charming downtown area, excellent schools, and family-friendly atmosphere, Oviedo is a popular choice for residents looking to escape the hustle and bustle of the city while still being close enough to enjoy all of the amenities that Orlando has to offer.Major roadways in Oviedo include State Road 434, which runs east-west through the town and connects residents to neighboring communities like Winter Springs and Alafaya. State Road 426 also runs through Oviedo, providing another important route for commuters and visitors alike. These roadways are generally well-maintained and offer easy access to Orlando and other nearby attractions.Like many communities in Florida, Oviedo has its fair share of traffic congestion and accidents. However, the city has worked diligently to improve safety on its roads through initiatives like increased traffic enforcement and public education campaigns. Despite these efforts, DUI convictions are still a concern in Oviedo, with law enforcement cracking down on impaired drivers to keep the roads safe for all residents and visitors.The lifestyle in Oviedo is laid-back and family-oriented, with a strong sense of community and plenty of opportunities for outdoor recreation. Residents can enjoy parks, nature trails, and local events throughout the year, making Oviedo a great place to raise a family or retire in peace.Demographically, Oviedo has a relatively young population, with a median age of 34. The majority of residents are white, followed by Hispanic and African American residents. The town is also well-educated, with nearly half of residents holding a bachelor’s degree or higher.Economically, Oviedo is thriving, with a median household income of $85,000 and a low unemployment rate. The town is home to a variety of businesses, from small local shops to large corporations, providing residents with plenty of job opportunities and shopping options.In conclusion, Oviedo, Florida is a charming town with a lot to offer residents and visitors alike. From its friendly community atmosphere to its strong economy and excellent schools, Oviedo is a great place to call home in the Sunshine State. With its beautiful surroundings, convenient location, and diverse population, Oviedo truly has something for everyone.