FR44 Insurance in Port Richey, Florida

Serving Drivers in Pasco County and Across Florida

Getting FR44 insurance in Port Richey, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Port Richey, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Port Richey, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Port Richey, Florida or the surrounding Pasco County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Port Richey, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Port Richey, Florida

Port Richey, Florida, is conveniently accessed via several major roadways that facilitate commuting, travel, and trucking. U.S. Route 19 is the primary arterial highway running north-south through Port Richey, offering a direct connection to cities such as Clearwater to the south and Spring Hill to the north. State Road 52 is a crucial east-west route that intersects U.S. 19, providing access to inland areas and the Suncoast Parkway (State Road 589), which is a toll road offering a faster route to Tampa and points beyond. Additionally, State Road 54 runs just to the south of Port Richey, providing another important link to central Pasco County and the greater Tampa Bay region. These highways, complemented by local roads like Ridge Road and Grand Boulevard, form an efficient network for drivers navigating through or near Port Richey.

Nearby Towns We Also Serve

In addition to serving the Port Richey area, we also extend our services to the nearby communities of New Port Richey, Hudson, Holiday, Tarpon Springs, Trinity, Spring Hill, and Palm Harbor. These towns and cities are all within a convenient driving distance, making them ideal for commuting to work, school, or running errands.

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Whether you're in Port Richey, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Port Richey, Florida

Port Richey, Florida is a small town located in Pasco County, on the Gulf Coast of the state. With a population of just over 2,500 residents, Port Richey is a tight-knit community that offers a laid-back, suburban lifestyle.Major roadways in Port Richey include US Highway 19, which runs north-south through the town, and Ridge Road, which connects Port Richey to neighboring cities such as New Port Richey and Holiday. These roadways can become congested during peak travel times, particularly during the winter months when “snowbirds” flock to the area.Driving conditions in Port Richey are generally good, although heavy traffic can lead to accidents and delays. The town has a higher-than-average rate of DUI convictions, with law enforcement cracking down on drunk driving in recent years. Police officers regularly patrol the streets, looking for drivers who may be under the influence.Traffic enforcement in Port Richey is strict, with speed traps and checkpoints common throughout the town. The police department takes traffic safety seriously, issuing tickets to drivers who violate the rules of the road.The lifestyle in Port Richey is relaxed, with many residents enjoying outdoor activities such as fishing, boating, and golfing. The town is known for its proximity to the Gulf of Mexico, offering residents easy access to beaches and water sports.Demographically, Port Richey is a diverse community with a mix of ages and backgrounds. The town has a high percentage of retirees, who are attracted to the area’s warm climate and affordable housing options.Economically, Port Richey relies heavily on tourism, with many businesses catering to visitors looking for a beach getaway. The town also has a number of small businesses, restaurants, and shops that contribute to the local economy.Overall, Port Richey is a charming town with a lot to offer residents and visitors alike. With its beautiful natural surroundings, strong sense of community, and thriving economy, it’s no wonder why so many people choose to call Port Richey home.