FR44 Insurance in Noma, Florida

Serving Drivers in Holmes County and Across Florida

Getting FR44 insurance in Noma, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Noma, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Noma, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Noma, Florida or the surrounding Holmes County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Noma, Florida Choose Us

  • ✔ Florida’s most trusted resource for FR44 insurance
  • ✔ We specialize in Florida FR44 and SR22 policies
  • ✔ Instant electronic DMV filing — no delays
  • ✔ Affordable monthly payments, even with a DUI
  • ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Noma, Florida

Noma, Florida, is a small town located in the northwest region of the state, near the Alabama border. While Noma itself is not directly served by major highways, it is conveniently situated near several important routes that facilitate commuting, travel, and trucking. The primary artery in the vicinity is U.S. Route 231, which runs north-south and is located a short drive to the east of Noma, providing access to Panama City to the south and Dothan, Alabama, to the north. Additionally, State Road 2 runs near Noma and connects to State Road 79 to the east, offering another conduit for local and regional traffic. These roads collectively offer vital connectivity for those traveling to or from the area, supporting both local commuting and long-haul transportation needs.

Nearby Towns We Also Serve

In the vicinity of Noma, Florida, we also serve the nearby communities of Bonifay, Chipley, Graceville, Marianna, and Vernon. These towns and cities are all within a convenient distance, making them ideal for daily commutes for work, school, or errands.

¡Hablamos español!

We have Spanish-speaking agents ready to help.

Whether you're in Noma, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

Get your Free Quote Now

Free Fr44 Insurance Quote

CALL NOW: 855-678-6799

Map of Noma, Florida

Noma, Florida is a small town located in Holmes County in the Florida Panhandle. With a population of just over 200 residents, Noma is a quiet and close-knit community known for its friendly and welcoming atmosphere.One of the major roadways in Noma is State Road 2, which runs through the town and serves as a main thoroughfare for residents and visitors alike. The road is well-maintained and provides convenient access to neighboring towns and cities.Despite the small size of the town, Noma has seen its fair share of DUI convictions in recent years. Local law enforcement agencies are vigilant in enforcing DUI laws and ensuring the safety of all motorists on the road. Residents are encouraged to plan ahead and find a designated driver if they intend to drink and drive.Traffic enforcement in Noma is taken seriously, with local authorities regularly patrolling the streets to ensure compliance with traffic laws. Speeding and reckless driving are not tolerated, and offenders can expect to face consequences for their actions.The lifestyle in Noma is laid-back and relaxed, with many residents enjoying the peaceful surroundings and close-knit community. The town has a strong sense of community spirit, with residents coming together for events and gatherings throughout the year.Demographically, Noma is a diverse community with a mix of ages and backgrounds. The town is home to families, retirees, and young professionals, creating a vibrant and dynamic population.Economically, Noma is a small town with limited commercial development. Many residents work in nearby towns and cities, commuting for employment opportunities. The town does have a few local businesses, including a grocery store and a gas station, which provide essential services to residents.Overall, Noma, Florida is a charming and welcoming town with a strong sense of community. Residents enjoy the small-town atmosphere, while also benefiting from convenient access to major roadways and neighboring towns. Despite its size, Noma has a lot to offer its residents and visitors, making it a hidden gem in the Florida Panhandle.

Clerk of the Court Office for Noma, Florida

Noma | Holmes County | Florida

Holmes Clerk of the Court
224 N. Waukesha St
Bonifay, Fl 32425
Telephone Number: 850-547-1115

DUI SCHOOL AND DUI PROGRAMS (BY COUNTY)

Noma | Holmes County | Florida

14th Judicial Circuit DUI Program – Bay
2230 East Avenue
Florida 32405
Telephone Number: 850-872-7730
Website address: http://www.pcdui.com/

Bureau of Administrative Reviews (by County)

Noma | Holmes County | Florida

Holmes Bureau of Administrative Reviews
100 Stumpfield Road
Pensacola, Fl 32503
Telephone Number: 850-494-5728

Drivers License Service Centers for Noma, Florida

Noma | Holmes County | Florida

Holmes Driver License Office
224 N. Waukesha St
Bonifay, Fl 32425
Telephone Number: 850-547-1115

Florida Highway Patrol Stations

Noma | Holmes County | Florida

Florida Highway Patrol Panama City
6300 County Road 2321
Panama City Fl 32404
Telephone Number: 850-484-5000

Interlock Device Florida

Contracted Provider Contact Information Approved Devices
Florida Interlock, Inc./Draeger 813-513-0000
Website
Model #: Draeger Interlock 7000
Smart Start 800-880-3394
Website
Model #SSI 2030
Guardian Interlock 800-499-0994
Website
Model #: AMS 2000
ALCOLOCK 866-837-8646
Website
Model #: Alcolock LR
INTOXALOCK 844-612-3952
Website
Model #: Model #: 1001A

FAQ for Noma, Florida FR44 Insurance

Question:

What is FR44 insurance and why might residents in Noma, Florida need it?

Answer:

FR44 insurance is a certificate required in Florida for certain drivers who have been convicted of driving under the influence (DUI). Residents in Noma, Florida, may need FR44 insurance to reinstate their driving privileges after such convictions, as it provides proof of financial responsibility by guaranteeing a higher level of liability coverage compared to standard policies. Drivers concerned about obtaining FR44 insurance can consult with FR44 & SR22 Experts for guidance tailored to their specific situation.


Question:

How does FR44 insurance differ from SR22 for Noma, Florida drivers?

Answer:

For Noma, Florida drivers, the main difference between FR44 and SR22 insurance lies in the coverage limits. FR44 requires significantly higher liability coverage limits than SR22, as it is specifically mandated for DUI-related offenses. This ensures that drivers who have committed serious violations maintain adequate financial responsibility on the road. Drivers in Noma can seek assistance from FR44 & SR22 Experts to understand these differences and secure the correct policy.


Question:

Can Noma, Florida drivers expect their insurance rates to increase due to FR44 requirements?

Answer:

Yes, drivers in Noma, Florida can generally expect their insurance rates to increase when required to obtain FR44 insurance. This is due to the higher coverage levels mandated by the FR44 certification after violations such as DUIs, which insurers typically view as high-risk. The increased rates reflect the additional risk and coverage requirements. To navigate these changes and potentially find more affordable options, residents are encouraged to consult with FR44 & SR22 Experts.


Premier FR44 Insurance Providers in Florida