FR44 Insurance in Ormond Beach, Florida

Serving Drivers in Volusia County and Across Florida

Getting FR44 insurance in Ormond Beach, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Ormond Beach, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Ormond Beach, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Ormond Beach, Florida or the surrounding Volusia County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Ormond Beach, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Ormond Beach, Florida

Ormond Beach, Florida, is conveniently positioned along several major transportation routes, making it an accessible destination for commuters, travelers, and truckers alike. Interstate 95 runs through the western edge of Ormond Beach, providing a vital north-south corridor that connects the area to major cities like Jacksonville and Miami. U.S. Route 1, a historic highway, also passes through the town, offering a scenic and direct route parallel to the coastline. State Road A1A runs along the Atlantic Ocean, offering stunning coastal views and easy access to the beaches. Additionally, State Road 40 cuts east-west through Ormond Beach, connecting the town to Ocala National Forest to the west and the Atlantic coastline to the east. These thoroughfares combine to create a comprehensive network that supports efficient travel and transportation into and out of Ormond Beach.

Nearby Towns We Also Serve

In the Ormond Beach area, we also serve the surrounding communities of Daytona Beach, Holly Hill, and South Daytona, offering convenient access for those commuting for work or running daily errands. Additionally, towns like Port Orange, Flagler Beach, and Palm Coast are within a short drive, providing more options for our valued residents.

¡Hablamos español!

We have Spanish-speaking agents ready to help.

Whether you're in Ormond Beach, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

Get your Free Quote Now

CALL NOW: 855-678-6799

Map of Ormond Beach, Florida

Ormond Beach, Florida is a beautiful coastal town located in Volusia County along the Atlantic Ocean. With a population of approximately 42,000 residents, this city offers a laid-back lifestyle with plenty of amenities and activities for both locals and visitors to enjoy.Major roadways in Ormond Beach include Interstate 95, which runs north-south through the city, and State Road A1A, a scenic highway that runs parallel to the beach. These highways provide easy access to other nearby towns and attractions, making Ormond Beach a convenient location for both residents and tourists.Driving conditions in Ormond Beach are typically good, with well-maintained roads and minimal traffic congestion compared to larger cities. However, like any other town, drivers should always adhere to traffic laws and drive cautiously to ensure safety on the roads.DUI convictions are taken seriously in Ormond Beach, as well as the rest of Florida. Law enforcement officers regularly patrol the streets to enforce traffic laws and catch individuals who are driving under the influence. If convicted of a DUI in Ormond Beach, individuals may face hefty fines, license suspension, and even jail time.The lifestyle in Ormond Beach is relaxed and laid-back, with residents enjoying a mix of outdoor activities, cultural events, and recreational opportunities. The town boasts several parks, beaches, and golf courses for outdoor enthusiasts to explore, as well as a vibrant arts and culture scene with galleries, museums, and theaters.Demographically, Ormond Beach is a diverse community with a mix of residents of all ages and backgrounds. The town has a higher-than-average median household income, with many residents working in the healthcare, retail, and tourism industries.Economically, Ormond Beach thrives on tourism, with many businesses catering to visitors who come to enjoy the town’s beaches and attractions. The city also has a strong retail sector, with several shopping centers and restaurants providing employment opportunities for residents.Overall, Ormond Beach, Florida is a charming coastal town with a lot to offer both residents and visitors. With its beautiful beaches, thriving economy, and laid-back lifestyle, it’s easy to see why so many people choose to call this town home.