FR44 Insurance in South Palm Beach, Florida

Serving Drivers in Palm Beach County and Across Florida

Getting FR44 insurance in South Palm Beach, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in South Palm Beach, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in South Palm Beach, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in South Palm Beach, Florida or the surrounding Palm Beach County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in South Palm Beach, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in South Palm Beach, Florida

South Palm Beach, Florida, is conveniently situated with access to several major transportation routes, making it an ideal location for commuting and travel. The main interstate highway serving the region is Interstate 95 (I-95), located just west of South Palm Beach, providing a direct north-south route along the east coast of Florida. Nearby, U.S. Highway 1 (US-1), also known as South Dixie Highway, runs parallel to I-95 and offers a more local route through the area, connecting drivers to neighboring towns and cities. For those traveling directly through South Palm Beach, South Ocean Boulevard (State Road A1A) is a scenic route that runs along the coast and through the community, offering stunning views of the Atlantic Ocean. These routes ensure easy access for both local commuters and long-distance travelers, making South Palm Beach an accessible destination for drivers.

Nearby Towns We Also Serve

In our “Nearby Towns We Also Serve” section, we are pleased to include a variety of vibrant communities located near South Palm Beach, Florida. Residents and visitors often travel to or from West Palm Beach for its bustling downtown area, Lake Worth Beach for its beautiful coastline, and Boynton Beach for its shopping and dining options. Additionally, Delray Beach is known for its lively arts scene, while Boca Raton offers a mix of cultural attractions and business opportunities. Greenacres and Lantana provide charming neighborhood vibes and are popular destinations for errands and local events. Each of these towns and cities is within a convenient 30-mile radius, offering a rich array of amenities and attractions.

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Whether you're in South Palm Beach, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of South Palm Beach, Florida

Nestled along the picturesque coastline of South Florida lies the charming town of South Palm Beach. This hidden gem is a small, affluent community known for its pristine beaches, upscale shopping, and luxury real estate.South Palm Beach is a town of just under 1,500 residents, making it one of the smaller municipalities in Palm Beach County. Despite its size, the town boasts a strong sense of community and a high quality of life for its residents. The town is bordered by the Intracoastal Waterway to the west and the Atlantic Ocean to the east, providing stunning views and plenty of opportunities for outdoor recreation.Major roadways in South Palm Beach include South Ocean Boulevard, which runs along the eastern edge of town and provides easy access to neighboring communities like Palm Beach and Lake Worth. The town is also conveniently located near Interstate 95, making it easy for residents to travel to nearby cities like West Palm Beach and Boca Raton.Driving conditions in South Palm Beach are generally good, thanks to well-maintained roads and a relatively low traffic volume. However, like many towns in South Florida, South Palm Beach does have its fair share of DUI convictions. The town takes a strong stance against drunk driving, with strict enforcement and harsh penalties for those caught driving under the influence.Traffic enforcement in South Palm Beach is overseen by the local police department, which works diligently to keep the town’s roads safe for residents and visitors alike. Officers regularly patrol the streets, looking for speeding, reckless driving, and other traffic violations. The town also has several traffic cameras in place to monitor intersections and catch drivers who run red lights or commit other infractions.The lifestyle in South Palm Beach is one of luxury and relaxation. Residents enjoy easy access to beautiful beaches, upscale boutiques, and gourmet restaurants. The town is a popular destination for retirees and snowbirds looking to escape the cold winter months up north. The warm climate, stunning scenery, and laid-back atmosphere make South Palm Beach a true paradise for those who call it home.Demographically, South Palm Beach is a predominantly white community with a median age of around 65 years old. The town has a high median household income, reflecting the affluent nature of its residents. Most residents own their homes, which are often large, waterfront estates with stunning views of the ocean or the Intracoastal Waterway.Economically, South Palm Beach relies heavily on tourism and real estate for its revenue. The town’s upscale shopping districts and luxury