FR44 Insurance in Palm Beach Gardens, Florida

Serving Drivers in Palm Beach County and Across Florida

Getting FR44 insurance in Palm Beach Gardens, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Palm Beach Gardens, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Palm Beach Gardens, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Palm Beach Gardens, Florida or the surrounding Palm Beach County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Palm Beach Gardens, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Palm Beach Gardens, Florida

Palm Beach Gardens, Florida, is serviced by several major roadways that facilitate commuting and travel in the region. Interstate 95 (I-95) is a primary north-south route that runs along the eastern edge of the town, providing a vital corridor for both local and long-distance travel. The Florida Turnpike (State Road 91) also runs nearby, offering an alternative route for drivers heading to destinations across the state. U.S. Route 1 (US-1), locally known as Federal Highway, runs parallel to the coastline and serves as a central thoroughfare for accessing local businesses and amenities. Additionally, State Road 710, also known as the Beeline Highway, connects the area to western communities and is frequently used by trucks and commuters. Locally, PGA Boulevard and Northlake Boulevard are significant east-west roads that link residential neighborhoods to shopping centers and the highway system, making them key routes for daily transportation in Palm Beach Gardens.

Nearby Towns We Also Serve

In addition to Palm Beach Gardens, our services also extend to several nearby communities, including Jupiter, West Palm Beach, North Palm Beach, Lake Park, Wellington, Royal Palm Beach, and Riviera Beach. These towns and cities are all within a convenient 30-mile radius, making them ideal for commuters and families traveling for work, school, or daily errands.

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Whether you're in Palm Beach Gardens, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Palm Beach Gardens, Florida

Palm Beach Gardens, Florida is a picturesque town located in Palm Beach County, known for its beautiful beaches, lush landscapes, and upscale amenities. With a population of approximately 55,000 residents, Palm Beach Gardens offers a mix of suburban tranquility and urban convenience.Major roadways in Palm Beach Gardens include Interstate 95, Florida’s Turnpike, and PGA Boulevard, which serve as primary arteries connecting the town to other parts of South Florida. These roadways are generally well-maintained, but traffic congestion can be a common occurrence during peak hours, particularly on PGA Boulevard and around the popular Gardens Mall.In terms of driving conditions, Palm Beach Gardens has a reputation for being a safe community with relatively low rates of traffic accidents. However, like any other city, it is not immune to issues such as drunk driving. DUI convictions are taken seriously in Palm Beach Gardens, with strict enforcement measures in place to deter and penalize offenders. The town has a dedicated Traffic Division within its police department tasked with ensuring road safety and compliance with traffic laws.Palm Beach Gardens is characterized by a relaxed and luxurious lifestyle, with upscale shopping centers, world-class golf courses, and gourmet dining options dispersed throughout the town. The demographic makeup of Palm Beach Gardens is predominantly white, with a median age of 55 years old. The town has a high median household income, reflecting the affluence of its residents.Economically, Palm Beach Gardens thrives on a mix of industries, including tourism, healthcare, and retail. The town is home to several major employers, such as the PGA of America, Palm Beach Gardens Medical Center, and the headquarters of several Fortune 500 companies. Additionally, Palm Beach Gardens boasts a strong real estate market, with luxury properties and gated communities attracting affluent buyers and investors.In conclusion, Palm Beach Gardens, Florida is a vibrant town with a blend of natural beauty, upscale amenities, and a thriving economy. While it offers a high quality of life for its residents, it also faces challenges such as traffic congestion and DUI incidents. Overall, Palm Beach Gardens continues to be a sought-after destination for those seeking a sophisticated and comfortable lifestyle in South Florida.