FR44 Insurance in Temple Terrace, Florida

Serving Drivers in Hillsborough County and Across Florida

Getting FR44 insurance in Temple Terrace, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Temple Terrace, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Temple Terrace, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Temple Terrace, Florida or the surrounding Hillsborough County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Temple Terrace, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Temple Terrace, Florida

Nearby Towns We Also Serve

¡Hablamos español!

We have Spanish-speaking agents ready to help.

Whether you're in Temple Terrace, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

Get your Free Quote Now

CALL NOW: 855-678-6799

Map of Temple Terrace, Florida

Temple Terrace, Florida, nestled in northeastern Hillsborough County, is a vibrant community known for its scenic beauty and proximity to Tampa. Major roadways such as State Road 583 (56th Street) and State Road 580 (Busch Boulevard) traverse the city, providing residents with convenient access to Interstate 75 and the broader Tampa Bay area. While traffic conditions are generally moderate, the city’s strategic location near major highways results in active law enforcement patrols to ensure road safety. The Temple Terrace Police Department, in collaboration with the Hillsborough County Sheriff’s Office, maintains a visible presence, particularly focusing on DUI enforcement. Given Hillsborough County’s historically high number of DUI arrests, residents facing such charges are often required to obtain FR44 Insurance in Temple Terrace, Florida. Securing the cheapest FR44 insurance in Florida is crucial for these individuals to meet state requirements and reinstate their driving privileges. Our services are tailored to assist Temple Terrace drivers in navigating the complexities of DUI insurance requirements, ensuring compliance and peace of mind