FR44 Insurance in Westchester, Florida

Serving Drivers in Miami-Dade County and Across Florida

Getting FR44 insurance in Westchester, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Westchester, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Westchester, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Westchester, Florida or the surrounding Miami-Dade County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Westchester, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Westchester, Florida

Westchester, Florida, is conveniently located near several major roadways and highways, making it an accessible hub for commuters and travelers. The town is situated just south of the bustling Dolphin Expressway (State Road 836), which provides efficient east-west travel across Miami-Dade County and connects to Miami International Airport. Additionally, the Palmetto Expressway (State Road 826) runs to the west, offering a vital north-south corridor that links to other major highways, including Interstate 75 to the north. For regional and long-distance travel, the nearby Florida Turnpike provides a direct route to destinations throughout the state. Locally, Coral Way (State Road 972) serves as a key thoroughfare, providing direct access to the heart of Miami. These routes make Westchester an ideal location for both local and long-distance travel.

Nearby Towns We Also Serve

In addition to Westchester, Florida, we also serve the nearby communities of Coral Gables, Miami, Doral, Kendall, Hialeah, South Miami, and Cutler Bay, all of which are conveniently located within a 30-mile radius for those traveling for work, school, or daily errands.

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Whether you're in Westchester, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Westchester, Florida

Westchester, Florida is a small but vibrant town located in Miami-Dade County. With a population of around 30,000 residents, Westchester offers a mix of suburban charm and urban convenience. The town is known for its tree-lined streets, family-friendly atmosphere, and close-knit community.Major roadways in Westchester include the Palmetto Expressway (SR 826) which runs through the town, providing easy access to other parts of Miami-Dade County. Other major roadways in the area include Bird Road (SW 40th Street) and Coral Way (SW 22nd Street), both of which are major commercial corridors in the town.Driving conditions in Westchester are generally good, with well-maintained roads and easy access to major highways. However, like many other cities in Florida, traffic congestion can be an issue during peak hours, especially on the Palmetto Expressway.In terms of DUI convictions, Westchester has a relatively low rate compared to other parts of Miami-Dade County. This is due in part to the town’s strict enforcement of DUI laws and the presence of police checkpoints and patrols on major roadways.Traffic enforcement in Westchester is taken seriously, with local police cracking down on speeding, reckless driving, and other traffic violations. The town also has a strong focus on pedestrian safety, with crosswalks, traffic signals, and other measures in place to protect pedestrians.The lifestyle in Westchester is relaxed and family-oriented, with plenty of parks, shopping centers, and restaurants to enjoy. The town has a diverse population, with a mix of Hispanic, Caucasian, and African American residents.Demographically, Westchester is a middle-class community, with a median household income of around $50,000. The town is home to a mix of young professionals, families, and retirees, creating a diverse and inclusive community.Economically, Westchester is supported by a mix of retail, healthcare, and service industries. The town is home to several shopping centers, restaurants, and small businesses that contribute to the local economy.Overall, Westchester, Florida is a charming and diverse town with a strong sense of community. With its convenient location, good driving conditions, and emphasis on safety, Westchester is a great place to live, work, and raise a family.