FR44 Insurance in North Miami Beach, Florida

Serving Drivers in Miami-Dade County and Across Florida

Getting FR44 insurance in North Miami Beach, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in North Miami Beach, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in North Miami Beach, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in North Miami Beach, Florida or the surrounding Miami-Dade County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in North Miami Beach, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in North Miami Beach, Florida

North Miami Beach, Florida, is accessible via several major roadways, making it a hub for commuters and travelers. The prominent Interstate 95 (I-95) runs just west of the town, serving as a primary north-south corridor for the region and facilitating efficient long-distance travel. U.S. Route 1, also known locally as Biscayne Boulevard, runs parallel to I-95 and offers a more local thoroughfare through the area. In addition, the nearby Florida State Road 826, commonly referred to as the Palmetto Expressway, provides another vital route for accessing other parts of Miami-Dade County. For east-west travel, the William Lehman Causeway (State Road 856) and the nearby Northeast 167th Street (State Road 826 spur) are essential links connecting North Miami Beach to the beaches and other intercoastal areas. These key routes ensure that North Miami Beach is well-connected for both local and long-distance drivers, as well as commercial trucking operations.

Nearby Towns We Also Serve

In addition to North Miami Beach, Florida, we also serve the surrounding communities of Aventura, Sunny Isles Beach, Miami Gardens, Hallandale Beach, Hollywood, and Bal Harbour, all of which are conveniently located within a 30-mile radius and are popular destinations for work, school, and daily errands.

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Whether you're in North Miami Beach, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of North Miami Beach, Florida

North Miami Beach, Florida is a vibrant city located in Miami-Dade County, known for its beautiful beaches and diverse community. With a population of approximately 45,000 residents, North Miami Beach offers a mix of residential neighborhoods, commercial districts, and recreational amenities.Major roadways in North Miami Beach include Interstate 95, which runs north-south through the city, as well as State Road 826 and State Road A1A. These roadways provide easy access to neighboring cities and attractions, such as Miami Beach and Fort Lauderdale.Driving conditions in North Miami Beach can be challenging at times, especially during peak traffic hours. The city is known for its heavy congestion and traffic jams, particularly along major roadways and intersections. As a result, residents and visitors are urged to exercise caution and patience while navigating the streets of North Miami Beach.In terms of DUI convictions, North Miami Beach has seen a decrease in recent years thanks to increased enforcement efforts by local law enforcement agencies. DUI checkpoints and patrols are regularly conducted to crack down on impaired driving, and offenders face strict penalties, including license suspension and fines.Traffic enforcement in North Miami Beach is taken seriously, with police officers actively monitoring speed limits, seat belt usage, and distracted driving. Violators are issued citations and fines to promote safe driving practices and reduce accidents on the roadways.The lifestyle in North Miami Beach is dynamic and diverse, with a mix of cultures and traditions contributing to the city’s unique identity. Residents enjoy a range of recreational activities, including boating, fishing, and dining at local restaurants. The city also hosts various community events and festivals throughout the year, celebrating its rich heritage and culture.Demographically, North Miami Beach is a melting pot of ethnicities, with a large Hispanic and African-American population. The city is home to a mix of families, young professionals, and retirees, creating a vibrant and inclusive community.Economically, North Miami Beach has a strong commercial sector, with a mix of small businesses, restaurants, and retail stores. The city is also home to several shopping centers and malls, providing residents with ample shopping and dining options. In recent years, the city has seen a rise in real estate development, with new residential and commercial projects contributing to its economic growth.Overall, North Miami Beach offers a diverse and dynamic lifestyle, with a mix of cultural influences, recreational amenities, and economic opportunities. The city’s bustling streets, beautiful beaches, and thriving community make it a desirable location for residents and