FR44 Insurance in Hawthorne, Florida

Serving Drivers in Alachua County and Across Florida

Getting FR44 insurance in Hawthorne, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Hawthorne, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Hawthorne, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Hawthorne, Florida or the surrounding Alachua County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Hawthorne, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Hawthorne, Florida

Hawthorne, Florida is conveniently accessed by several major roadways, providing efficient routes for commuters, travelers, and truckers. The town is primarily served by U.S. Route 301, a significant north-south highway that connects to Gainesville in the northwest and Ocala to the south. Nearby, State Road 20 runs east-west, linking Hawthorne to Palatka in the east and Gainesville to the west. State Road 21 offers an additional north-south route, intersecting with SR 20 near Hawthorne and extending toward Keystone Heights. These major routes ensure that drivers have direct and manageable connections to key destinations in the region.

Nearby Towns We Also Serve

In addition to our services in Hawthorne, Florida, we also proudly serve the nearby towns and cities of Gainesville, Ocala, Waldo, Keystone Heights, and Melrose. These communities are all conveniently located within a 30-mile radius and are frequented by drivers for work, school, or daily errands.

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Whether you're in Hawthorne, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Hawthorne, Florida

Hawthorne, Florida is a small town located in Alachua County, approximately 15 miles east of Gainesville. Nestled amidst beautiful lakes and lush greenery, Hawthorne offers a peaceful and scenic setting for its residents. With a population of around 1,500 people, the town has a close-knit community feel.Major roadways in Hawthorne include US Highway 301 and State Road 20, which intersect in the town center. These roadways provide easy access to surrounding areas and make for convenient commutes for residents. However, like many small towns in Florida, Hawthorne has its fair share of traffic congestion during peak hours.In terms of driving conditions, Hawthorne is known for its narrow, winding roads and occasional wildlife crossings. Motorists are advised to exercise caution when driving in the area, especially at night when visibility is reduced. Speed limits are strictly enforced by local law enforcement to ensure the safety of all road users.In recent years, Hawthorne has seen an increase in DUI convictions, prompting authorities to crack down on drunk driving in the area. Traffic enforcement has been stepped up, with regular patrols and sobriety checkpoints conducted to catch offenders. The town takes a zero-tolerance approach to DUI offenses, with strict penalties for those caught driving under the influence.The lifestyle in Hawthorne is laid-back and family-oriented, with a strong sense of community pride. Residents enjoy a variety of outdoor activities, such as fishing, boating, and hiking, thanks to the town’s proximity to several lakes and recreational areas. Local events, such as the Hawthorne Winter Festival and the Hawthorne Heritage Days celebration, bring residents together to celebrate their town’s history and culture.Demographically, Hawthorne is predominantly white, with a mix of older adults and young families making up the population. The town has a median household income slightly below the national average, with most residents working in agriculture, retail, and education. Despite its small size, Hawthorne has a growing economy, with new businesses opening up and providing opportunities for employment.In conclusion, Hawthorne, Florida is a charming town with a lot to offer its residents. With its scenic surroundings, close-knit community, and affordable living, Hawthorne is a great place to call home. While there are some challenges with traffic enforcement and DUI convictions, the town is taking steps to improve road safety and ensure the well-being of its residents. Overall, Hawthorne is a hidden gem in Alachua County