FR44 Insurance in Apopka, Florida

Serving Drivers in Orange County and Across Florida

Getting FR44 insurance in Apopka, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Apopka, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Apopka, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Apopka, Florida or the surrounding Orange County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Apopka, Florida Choose Us

  • ✔ Florida’s most trusted resource for FR44 insurance
  • ✔ We specialize in Florida FR44 and SR22 policies
  • ✔ Instant electronic DMV filing — no delays
  • ✔ Affordable monthly payments, even with a DUI
  • ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Apopka, Florida

Apopka, Florida, is well-connected by a network of major roadways and highways facilitating commuter travel and trucking routes. The town is primarily served by U.S. Route 441, a vital corridor providing access to Orlando and surrounding areas. State Road 436, also known as Semoran Boulevard, is another key route that connects Apopka to the Orlando International Airport and other parts of the Orlando metropolitan area. The Western Beltway, or State Road 429, acts as an essential circumferential highway that aids in bypassing central Orlando traffic, making it ideal for long-distance trucking and travel. Additionally, State Road 414, known as the John Land Apopka Expressway, provides a convenient east-west route linking to Interstate 4 and facilitating efficient connections to destinations throughout Central Florida. Local roads like Rock Springs Road and Ocoee Apopka Road also play significant roles in local travel and connectivity within the region.

Nearby Towns We Also Serve

In addition to serving Apopka, we proudly extend our services to nearby towns and cities, including Altamonte Springs, Winter Garden, Ocoee, Lake Mary, Mount Dora, Winter Park, and Orlando. These communities, all within a 30-mile radius, are perfect destinations for work, school, or daily errands.

¡Hablamos español!

We have Spanish-speaking agents ready to help.

Whether you're in Apopka, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Apopka, Florida

Apopka, Florida is a charming town located in central Florida, just northwest of Orlando. With a population of around 50,000 residents, Apopka offers a unique blend of small-town charm and big-city amenities. The town is known for its beautiful parks, historic downtown area, and close-knit community.Major roadways in Apopka include State Road 429, which connects the town to other parts of central Florida, as well as US Highway 441 and State Road 436. These roads can often become congested during peak travel times, so it is important for drivers to exercise caution and follow traffic laws to ensure everyone’s safety.In terms of DUI convictions, Apopka takes traffic enforcement seriously. Law enforcement officers are vigilant in patrolling the roads and enforcing DUI laws. DUI convictions can result in serious consequences, including fines, license suspension, and even jail time. It is crucial for drivers in Apopka to always drive sober and responsibly.The lifestyle in Apopka is laid-back and family-friendly. The town is home to a variety of recreational opportunities, including parks, sports facilities, and community events. Residents enjoy a high quality of life, with access to top-notch schools, healthcare facilities, and shopping and dining options.Demographically, Apopka is a diverse community with a mix of racial and ethnic backgrounds. The town has a slightly higher median age compared to the national average, with a majority of residents being homeowners. The economy in Apopka is driven by industries such as agriculture, manufacturing, and healthcare. The town is home to several large employers, providing opportunities for job growth and economic development.Overall, Apopka, Florida is a charming town with a strong sense of community and a high quality of life. Residents enjoy a relaxed lifestyle, beautiful surroundings, and a close-knit community. With a focus on traffic enforcement and safety, as well as a diverse economy, Apopka is a great place to live, work, and play.

Clerk of the Court Office for Apopka, Florida

Apopka | Orange County | Florida

Orange County Clerk of the Court
425 N. Orange Avenue, Room 410
Orlando, Florida 32862
Telephone Number: 407-836-2000

DUI SCHOOL AND DUI PROGRAMS (BY COUNTY)

Apopka | Orange County | Florida

Bureau of Administrative Reviews (by County)

Apopka | Orange County | Florida

Drivers License Service Centers for Apopka, Florida

Apopka | Orange County | Florida

Florida Highway Patrol Stations

Apopka | Orange County | Florida

Interlock Device Florida

Contracted Provider Contact Information Approved Devices
Florida Interlock, Inc./Draeger 813-513-0000
Website
Model #: Draeger Interlock 7000
Smart Start 800-880-3394
Website
Model #SSI 2030
Guardian Interlock 800-499-0994
Website
Model #: AMS 2000
ALCOLOCK 866-837-8646
Website
Model #: Alcolock LR
INTOXALOCK 844-612-3952
Website
Model #: Model #: 1001A

FAQ for Apopka, Florida FR44 Insurance

Question:

What is FR44 insurance and why might I need it in Apopka, Florida?

Answer:

FR44 insurance is a type of liability coverage required for drivers in Florida, including Apopka, who have been convicted of certain serious offenses like DUI. It acts as a financial responsibility certificate to ensure these drivers carry higher insurance limits than the standard policy. If you’re required by the court or the state to file an FR44, you’ll need this policy to legally drive in Apopka.


Question:

How can FR44 & SR22 Experts help me find affordable FR44 insurance in Apopka?

Answer:

FR44 & SR22 Experts specialize in navigating the complexities of high-risk insurance forms, like FR44, ensuring that you get the best possible rate. In Apopka, this means they can help you understand your requirements, guide you through the process of obtaining an FR44 policy, and compare rates from different insurers to find an option that fits your budget.


Question:

Can I switch insurers while carrying an FR44 policy in Apopka, Florida?

Answer:

Yes, you can switch insurers while carrying an FR44 policy in Apopka. However, it’s important to ensure there is no lapse in your insurance coverage, as this could result in additional penalties or the suspension of your driver’s license. FR44 & SR22 Experts can assist by helping you transition smoothly between insurance providers, ensuring your FR44 filing remains active throughout the process.


Premier FR44 Insurance Providers in Florida