FR44 is Florida's certificate of financial responsibility — a special high-liability auto insurance certificate required after a DUI or DWI conviction. If you were convicted of DUI in Fort Lauderdale or anywhere in Florida, the Florida DHSMV requires an FR44 filing before restoring your driving privileges.
Unlike standard auto insurance, FR44 mandates significantly higher liability limits:
These limits are 10x higher than Florida's standard minimum requirements. FR44 & SR22 Experts shops multiple Florida-admitted carriers to find your lowest available rate.
Broward County has strict DUI enforcement around Las Olas Boulevard, A1A, and Port Everglades. The Broward State Attorney handles high DUI prosecution volumes — FR44 must be filed promptly after conviction.
After your DUI conviction in Broward County, you must complete these steps before driving legally again:
| Resource | Address |
|---|---|
| Court | Broward County Courthouse, 201 SE 6th St, Fort Lauderdale, FL 33301 |
| DHSMV Office | Lauderhill DHSMV, 7800 W Oakland Park Blvd, Lauderhill, FL 33351 |
| DHSMV Phone | 850-617-2000 |
| DHSMV Online | flhsmv.gov |
Every day without FR44 coverage is a day your license stays suspended. Here's how we get you moving:
| Coverage Type | Standard FL Minimum | FR44 Requirement |
|---|---|---|
| Bodily Injury (per person) | $10,000 | $100,000 |
| Bodily Injury (per accident) | $20,000 | $300,000 |
| Property Damage | $10,000 | $50,000 |
Florida requires three continuous years of FR44 coverage from the date your license is reinstated. The word "continuous" is critical — any lapse, even one day, triggers automatic license suspension. Your insurer is legally required to notify the DHSMV immediately upon any lapse.
FR44 & SR22 Experts sends proactive renewal reminders to ensure you never face an accidental lapse that restarts your three-year clock.
Don't own a vehicle? A non-owner FR44 policy covers you when driving borrowed or rented vehicles and fully satisfies Florida's FR44 requirement. It's typically the most affordable FR44 option available. Call us at 800-229-7131 for details.
DUI/DWI conviction: You need FR44. | Other violations: You likely need SR22.
FR44 is Florida-specific and requires higher liability limits. SR22 is used for violations like driving with a suspended license or uninsured accidents. Not sure which applies? Call us at 800-229-7131 — we'll tell you in 60 seconds.
FR44 is a certificate of financial responsibility required by the Florida DHSMV after any DUI or DWI conviction. The DHSMV will not reinstate your Fort Lauderdale driving privileges until an FR44 is on file.
Yes. Call 800-229-7131 and we file with the DHSMV within hours.
Three continuous years from your DHSMV reinstatement date. Any lapse suspends your license and resets the clock.
Your insurer notifies the DHSMV immediately. License suspended. Reinstatement fees apply. Three-year period may restart.
Varies by record, age, vehicle, and carrier. We compare multiple carriers. Free quote: 800-229-7131.
Yes — a non-owner FR44 policy satisfies Florida's requirement.
Same-day filing. Multiple carriers. Best rate available. Don't wait another day.