FR44 Insurance in Palm Coast, Florida

Serving Drivers in Flagler County and Across Florida

Getting FR44 insurance in Palm Coast, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Palm Coast, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Looking for Florida FR44 Insurance at the lowest price in Palm Coast, Florida or the surrounding Flagler County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Palm Coast, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Palm Coast, Florida

Palm Coast, Florida, is conveniently accessed via several major roadways, making it an ideal location for commuters and travelers alike. Interstate 95 runs directly through Palm Coast, providing a critical north-south route for long-distance travel and trucking along the East Coast. U.S. Route 1, located just west of the city, offers another option for north-south travel parallel to I-95. State Road 100 connects Palm Coast to the nearby city of Bunnell to the west and Flagler Beach to the east, facilitating easy access to coastal areas. Palm Coast Parkway, a major local road, intersects with I-95 and extends eastward to serve as a primary thoroughfare for residents and visitors, linking residential areas with shopping centers and local attractions. These routes are integral to the region’s transportation network, ensuring efficient movement for both local and through traffic.

Nearby Towns We Also Serve

In the “Nearby Towns We Also Serve” section, we highlight surrounding communities such as Flagler Beach, Bunnell, and Ormond Beach, which are ideal for those commuting to Palm Coast for work or running errands. Additionally, Daytona Beach, St. Augustine, and Crescent Beach offer convenient options for school and recreational travel within a 30-mile radius.

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Whether you're in Palm Coast, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Palm Coast, Florida

Palm Coast, Florida is a charming city located in Flagler County on the eastern coast of the state. With a population of approximately 87,000 residents, Palm Coast offers a mix of suburban and coastal living, making it an attractive destination for both families and retirees.Major roadways in Palm Coast include Interstate 95, which runs north-south through the city, as well as State Road 100 and the Palm Coast Parkway. These roads provide easy access to nearby cities such as Daytona Beach and Jacksonville, making it convenient for residents to travel for work or leisure.Driving conditions in Palm Coast are generally favorable, with well-maintained roads and minimal traffic congestion compared to larger cities in Florida. However, like any other city, Palm Coast has its share of accidents and traffic violations, including DUI convictions. The city has a zero-tolerance policy for drunk driving, and law enforcement is vigilant in enforcing DUI laws to ensure the safety of all road users.Traffic enforcement in Palm Coast is carried out by the Flagler County Sheriff’s Office, which works to keep the city’s roads safe and free of reckless drivers. Officers regularly patrol the streets and highways, conducting speed enforcement and DUI checkpoints to deter dangerous driving behavior.The lifestyle in Palm Coast is laid-back and relaxed, with plenty of outdoor recreational activities for residents to enjoy. The city boasts pristine beaches, golf courses, and nature reserves, making it a haven for outdoor enthusiasts. In addition, Palm Coast has a vibrant arts and culture scene, with galleries, theaters, and music venues for residents to explore.Demographically, Palm Coast is a diverse community, with a mix of families, retirees, and young professionals calling the city home. The median age of residents is 47, and the majority of the population is white, followed by Hispanic and African American individuals. The city has a higher median household income compared to the national average, reflecting a relatively affluent population.Economically, Palm Coast is supported by a mix of industries, including healthcare, education, and retail. The city has seen steady growth in recent years, with new businesses opening and job opportunities increasing. In addition, Palm Coast is a popular tourist destination, attracting visitors to its sandy beaches and outdoor attractions, contributing to the local economy.Overall, Palm Coast, Florida is a thriving city with a high quality of life, beautiful surroundings, and a strong sense of community. From its scenic beaches to its active lifestyle, Palm Coast offers residents and visitors a little slice of