FR44 Insurance in Ocean Ridge, Florida

Serving Drivers in Palm Beach County and Across Florida

Getting FR44 insurance in Ocean Ridge, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Ocean Ridge, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Looking for Florida FR44 Insurance at the lowest price in Ocean Ridge, Florida or the surrounding Palm Beach County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Ocean Ridge, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Ocean Ridge, Florida

Ocean Ridge, Florida, is primarily served by a network of major roadways that facilitate convenient travel for commuters and visitors alike. The prominent route in the area is the scenic State Road A1A (SR A1A), which runs along the Atlantic coastline and provides picturesque views for travelers. Just west of Ocean Ridge, Interstate 95 (I-95), a major north-south interstate highway, offers swift access for long-distance travel and trucking, running parallel to Florida’s east coast. Additionally, U.S. Route 1 (US 1), also known as Federal Highway, provides a vital corridor for local and regional traffic, located west of the town in nearby Boynton Beach. These roadways form the backbone of the transportation network surrounding Ocean Ridge, facilitating smooth and efficient travel for residents and visitors.

Nearby Towns We Also Serve

Nearby towns we also serve include Boynton Beach, Delray Beach, Boca Raton, Lake Worth, Wellington, and West Palm Beach. These communities are all within a convenient 30-mile radius of Ocean Ridge, making them ideal locations for commuting, attending school, or running errands.

¡Hablamos español!

We have Spanish-speaking agents ready to help.

Whether you're in Ocean Ridge, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

Get your Free Quote Now

CALL NOW: 855-678-6799

Map of Ocean Ridge, Florida

Ocean Ridge, Florida is a charming coastal town located in Palm Beach County. With a population of just over 1,800 residents, Ocean Ridge is known for its beautiful beaches, luxurious waterfront homes, and laid-back lifestyle.Major Roadways:Ocean Ridge is easily accessible via several major roadways, including Interstate 95 and State Road A1A. These routes provide convenient access to neighboring towns and cities, making it easy for residents to commute to work or explore the surrounding area.Driving Conditions:The driving conditions in Ocean Ridge are generally good, with well-maintained roads and minimal traffic congestion. However, like many other coastal towns in Florida, Ocean Ridge can experience heavy traffic during peak tourist seasons, particularly in the summer months.DUI Convictions and Traffic Enforcement:Law enforcement in Ocean Ridge takes traffic violations seriously, including driving under the influence (DUI) convictions. DUI checkpoints are regularly set up in the town to deter drunk driving, and drivers who are caught driving under the influence can face severe penalties, including fines, license suspension, and even jail time.Traffic Enforcement:In addition to DUI enforcement, Ocean Ridge police also patrol the town to enforce traffic laws and ensure the safety of residents and visitors. Speeding, reckless driving, and other traffic violations are closely monitored, and offenders can expect to receive citations or face other consequences for their actions.Lifestyle:The lifestyle in Ocean Ridge is relaxed and laid-back, with residents enjoying a mix of small-town charm and beachfront luxury. The town boasts beautiful parks, waterfront dining options, and boutique shops, making it a popular destination for those seeking a tranquil coastal retreat.Demographics:The demographic makeup of Ocean Ridge is predominantly white, with a median age of 55 years old. The town has a mix of retirees, families, and young professionals, creating a diverse and vibrant community.Economics:The economy of Ocean Ridge is driven by tourism and real estate, with many residents owning second homes or vacation properties in the area. The town also has a number of small businesses, including restaurants, boutiques, and service providers, that cater to the needs of residents and visitors alike.Overall, Ocean Ridge is a picturesque coastal town with a strong sense of community and a high quality of life. With its beautiful beaches, thriving economy, and commitment to public safety, it is no wonder that Ocean Ridge is considered one of Florida’s hidden gems.