FR44 Insurance in Lawtey, Florida

Serving Drivers in Bradford County and Across Florida

Getting FR44 insurance in Lawtey, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Lawtey, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Looking for Florida FR44 Insurance at the lowest price in Lawtey, Florida or the surrounding Bradford County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Lawtey, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Lawtey, Florida

Lawtey, Florida, is conveniently situated along several key transportation routes, making it accessible for commuters, travelers, and truckers. The primary roadway serving the town is U.S. Route 301, a major north-south highway that runs through the heart of Lawtey. This route is popular for trucking and general travel, connecting with other significant highways and serving as a vital corridor between the cities of Jacksonville and Gainesville. Additionally, State Road 200 intersects with U.S. Route 301 just south of Lawtey, facilitating regional connectivity. While there is no direct interstate access in the immediate vicinity of Lawtey, Interstate 10 is accessible via U.S. Route 301 to the north, providing further connections west towards Tallahassee and east towards Jacksonville. These routes collectively support the efficient movement of goods and people through this region of Florida.

Nearby Towns We Also Serve

In addition to serving the community of Lawtey, Florida, we also cater to the surrounding towns and cities, including Starke, Waldo, Hampton, Keystone Heights, and Middleburg. These nearby locations are within a convenient driving distance, making them ideal for daily commutes for work, school, and errands.

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Whether you're in Lawtey, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Lawtey, Florida

Lawtey, Florida is a small town located in Bradford County, approximately 29 miles southwest of Jacksonville. With a population of just over 700 residents, Lawtey is a tight-knit community known for its charm, southern hospitality, and rich history. Major roadways in Lawtey include U.S. Route 301 and State Road 200, which are important routes for commuters and travelers passing through the area. These roadways offer easy access to nearby cities and attractions, but can also present challenges for drivers due to heavy traffic and varying road conditions. Unfortunately, Lawtey has gained a reputation for being a hotspot for DUI convictions. The town has a high rate of DUI arrests and convictions, leading to increased traffic enforcement measures by local law enforcement. The Bradford County Sheriff’s Office and the Florida Highway Patrol are vigilant in cracking down on drunk driving to ensure the safety of residents and visitors. In addition to traffic enforcement, Lawtey has a unique lifestyle that embraces small-town values and community spirit. Residents enjoy a laid-back atmosphere, friendly neighbors, and a strong sense of unity. The town also boasts a rich cultural heritage, with annual events and festivals that celebrate its history and traditions. Demographically, Lawtey is a diverse community with a mix of residents of different ages, races, and backgrounds. The town has a relatively low median household income, but residents take pride in their community and work together to support local businesses and initiatives. Economically, Lawtey relies on agriculture, tourism, and small businesses to sustain its economy. The town is home to several farms and agricultural enterprises, as well as restaurants, shops, and service providers that cater to residents and visitors alike. Overall, Lawtey, Florida is a hidden gem in northeast Florida that offers a unique blend of history, culture, and community. While the town faces challenges like DUI convictions and economic constraints, its residents are dedicated to preserving its heritage and maintaining a high quality of life for all who call Lawtey home.