FR44 Insurance in Largo, Florida

Serving Drivers in Pinellas County and Across Florida

Getting FR44 insurance in Largo, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Largo, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Looking for Florida FR44 Insurance at the lowest price in Largo, Florida or the surrounding Pinellas County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Largo, Florida Choose Us

  • ✔ Florida’s most trusted resource for FR44 insurance
  • ✔ We specialize in Florida FR44 and SR22 policies
  • ✔ Instant electronic DMV filing — no delays
  • ✔ Affordable monthly payments, even with a DUI
  • ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Largo, Florida

Largo, Florida, is well-connected by several major roadways and highways, making it a convenient hub for commuting, travel, and trucking. U.S. Route 19 runs north-south through the area, serving as a vital corridor for local and through traffic. State Road 686, also known as East Bay Drive, provides an important east-west route through Largo, linking travelers to the nearby city of Clearwater. For those heading further afield, Interstate 275 is accessible just to the east of Largo, providing a direct route across Tampa Bay and connecting to major destinations like Tampa and St. Petersburg. Additionally, State Road 688, known locally as Ulmerton Road, is a heavily trafficked route that runs parallel to East Bay Drive, offering another key link for drivers in and around the Largo area. With these thoroughfares, Largo enjoys solid connectivity for both everyday commuting and longer-distance travel.

Nearby Towns We Also Serve

In addition to Largo, Florida, we also serve the surrounding communities of Clearwater, St. Petersburg, Pinellas Park, Dunedin, Seminole, Tarpon Springs, and Palm Harbor. These nearby towns and cities are all within a convenient 30-mile radius, making them ideal locations for commuting to work, attending school, or running errands.

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We have Spanish-speaking agents ready to help.

Whether you're in Largo, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Largo, Florida

Largo, Florida is a charming town located in Pinellas County on the west coast of the Sunshine State. With a population of over 85,000 residents, Largo is the third largest city in the county and is known for its friendly community, beautiful weather, and vibrant lifestyle.Major roadways in Largo include East Bay Drive, Ulmerton Road, and Clearwater-Largo Road, which connect residents to nearby cities like Clearwater, St. Petersburg, and Tampa. These roadways can experience heavy traffic during rush hour, so residents are encouraged to plan their commutes accordingly.Unfortunately, like many cities in Florida, Largo has seen its fair share of DUI convictions. Law enforcement officials in the area are vigilant in enforcing DUI laws, and anyone caught driving under the influence can face serious consequences, including fines, license suspension, and even jail time. Residents are urged to always have a designated driver or use a ride-sharing service if they plan on drinking alcohol.Traffic enforcement in Largo is taken seriously, with law enforcement officers regularly patrolling the streets to ensure the safety of residents and visitors alike. Speeding, reckless driving, and other traffic violations are not tolerated, and drivers who break the law can expect to receive tickets and fines.The lifestyle in Largo is relaxed and laid-back, with plenty of opportunities for outdoor activities like fishing, boating, and hiking. The town is also home to several parks, shopping centers, and restaurants, making it a popular destination for both tourists and locals.Demographically, Largo is a diverse community with a mix of families, young professionals, and retirees. The median age of residents is 48, and the median household income is around $46,000. The town has a relatively low crime rate compared to other cities in Florida, making it a safe place to live and raise a family.In terms of economics, Largo has a strong job market with a mix of industries, including healthcare, education, and retail. The cost of living in the area is affordable, with housing prices and rental rates below the national average. The town is also home to several shopping centers, restaurants, and entertainment venues, providing plenty of opportunities for residents to support local businesses.Overall, Largo, Florida is a thriving town with a lot to offer its residents. From its beautiful weather and outdoor activities to its strong economy and diverse community, Largo is a great place to call home. Whether you’re looking to raise a family

Clerk of the Court Office for Largo, Florida

Largo | Pinellas County | Florida




Telephone Number:

DUI SCHOOL AND DUI PROGRAMS (BY COUNTY)

Largo | Pinellas County | Florida

Bureau of Administrative Reviews (by County)

Largo | Pinellas County | Florida

Drivers License Service Centers for Largo, Florida

Largo | Pinellas County | Florida

Florida Highway Patrol Stations

Largo | Pinellas County | Florida

Interlock Device Florida

Contracted Provider Contact Information Approved Devices
Florida Interlock, Inc./Draeger 813-513-0000
Website
Model #: Draeger Interlock 7000
Smart Start 800-880-3394
Website
Model #SSI 2030
Guardian Interlock 800-499-0994
Website
Model #: AMS 2000
ALCOLOCK 866-837-8646
Website
Model #: Alcolock LR
INTOXALOCK 844-612-3952
Website
Model #: Model #: 1001A

FAQ for Largo, Florida FR44 Insurance

Question:

What is FR44 insurance, and why would someone in Largo, Florida, need it?

Answer:

FR44 insurance is a type of insurance policy required in Florida for individuals convicted of certain traffic offenses, such as DUI. It mandates higher liability coverage limits than standard policies. If you live in Largo, Florida, and have been involved in such offenses, having FR44 insurance ensures that you comply with state laws to maintain your driving privileges.


Question:

How can a resident of Largo, Florida, obtain FR44 insurance, and are there any specific requirements?

Answer:

Residents of Largo, Florida, can obtain FR44 insurance through various insurance providers offering this specific policy. The requirements typically include carrying higher liability limits: $100,000 for injury per person, $300,000 per incident, and $50,000 for property damage. It’s recommended to consult with FR44 & SR22 Experts who can guide you through the process to ensure you meet all legal requirements.


Question:

What is the duration for maintaining FR44 insurance in Largo, Florida, and are there differences compared to SR22?

Answer:

In Largo, Florida, as in the rest of the state, individuals required to have FR44 insurance must maintain it for a minimum of three years from the date of license reinstatement. FR44 and SR22 are similar in that both are forms of financial responsibility insurance; however, FR44 requires higher coverage limits. It is essential to follow this timeline strictly, and consulting with FR44 & SR22 Experts can help ensure you remain in compliance with state regulations.