FR44 Insurance in Lake City, Florida
Serving Drivers in Columbia County and Across Florida
Getting FR44 insurance in Lake City, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Lake City, Florida, and we’re here to help you compare, quote, and file fast.
What Is FR44 Insurance and Who Needs It?
Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.
Looking for Florida FR44 Insurance at the lowest price in Lake City, Florida or the surrounding Columbia County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.
Monthly Payments Available
Get a free quote today — your policy could be ready in under 5 minutes.
With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.
Why Drivers in Lake City, Florida Choose Us
- ✔ Florida’s most trusted resource for FR44 insurance
- ✔ We specialize in Florida FR44 and SR22 policies
- ✔ Instant electronic DMV filing — no delays
- ✔ Affordable monthly payments, even with a DUI
- ✔ Fast quotes, no hidden fees, 100% online
We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.
Major Roadways in Lake City, Florida
Lake City, Florida, is a key intersection for several major transportation routes, making it an important hub for commuting, travel, and trucking. The town is strategically located at the crossroads of Interstates 10 and 75, offering convenient east-west and north-south access, respectively. U.S. Route 90 runs directly through the city, providing a vital link for local and regional traffic. State Road 47 is another significant route, facilitating travel to nearby natural attractions and smaller communities. Together, these highways and interstates support efficient movement for residents, long-haul truckers, and travelers passing through the region.
Nearby Towns We Also Serve
In addition to Lake City, we also serve the surrounding communities of Live Oak, Alachua, High Springs, Fort White, Branford, and White Springs. These nearby towns offer a range of amenities and are common destinations for daily commutes, school activities, and errands, all within a convenient 30-mile radius.
¡Hablamos español!
We have Spanish-speaking agents ready to help.
Whether you're in Lake City, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida
CALL NOW: 855-678-6799
Map of Lake City, Florida
Lake City, Florida, located in the northern part of the state, is a charming town with a population of approximately 12,000 residents. Nestled between the Osceola National Forest and the Suwannee River, Lake City offers a picturesque setting with plenty of outdoor recreational opportunities.Major roadways in Lake City include Interstate 75, which runs north-south through the town, and US Highway 90, which cuts through the downtown area. These roadways can become congested during peak travel times, such as holidays and weekends, but overall, driving conditions in Lake City are relatively smooth and manageable.Despite the generally safe driving conditions in Lake City, there have been instances of DUI convictions in the area. Driving under the influence is a serious offense in Florida, and law enforcement in Lake City takes a proactive approach to enforcing DUI laws. Police officers regularly conduct sobriety checkpoints and patrol the roadways for impaired drivers.In addition to DUI enforcement, traffic enforcement in Lake City includes monitoring speeding and seat belt violations. The town has a dedicated traffic enforcement division that works to ensure the safety of motorists and pedestrians alike.The lifestyle in Lake City is laid-back and family-oriented, with a strong sense of community. Residents enjoy outdoor activities such as boating, fishing, and hiking, as well as small-town events and festivals. The town has a diverse demographic, with a mix of young families, retirees, and students from nearby colleges.Economically, Lake City has a thriving business community, with industries such as agriculture, manufacturing, and healthcare driving the local economy. The town is also home to several major employers, including the Lake City Medical Center and the Lake City Correctional Facility.Overall, Lake City, Florida is a welcoming town with a lot to offer its residents. With its beautiful surroundings, safe driving conditions, and strong sense of community, it’s no wonder that Lake City is a popular destination for those looking to escape the hustle and bustle of city life.
Clerk of the Court Office for Lake City, Florida
Lake City | Columbia County | Florida
Columbia Clerk of the Court Office
173 NE Hernando Ave
Lake City, Fl 320055
Telephone Number: 386-758-1342
DUI SCHOOL AND DUI PROGRAMS (BY COUNTY)
Lake City | Columbia County | Florida
Northeast Florida Safety Council, Inc. – Baker
1725 Art Museum Drive
Jacksonville, Florida 32207
Telephone Number: 904-399-3119
Website address: http://www.jaxsafety.com/
Northeast Florida Safety Council, Inc.- Baker
1725 Art Museum Drive
Florida 32207
Telephone Number: 904-399-3119
Website address: http://www.jaxsafety.com/
Bureau of Administrative Reviews (by County)
Lake City | Columbia County | Florida
Columbia Bureau of Administrative Reviews
7439 Wilson Blvd
Jacksonville, Florids 32210
Telephone Number: 904-777-2132
Drivers License Service Centers for Lake City, Florida
Lake City | Columbia County | Florida
Columbia Driver License Office
118 S.W. Wilson Springs Road
Ft. White Fl 32028
Telephone Number: 386-497-2456
Columbia Driver License Office
135 NE Hernando Avenue, Sutie 125
Lake City, Florida 32055
Telephone Number: 386-758-1077
Florida Highway Patrol Stations
Lake City | Columbia County | Florida
Florida Highway Patrol Lake City
1350 W. US Highway 90 Suite 101
Lake City, Florida 32055
Telephone Number: 386-754-6270
Interlock Device Florida
Contracted Provider | Contact Information | Approved Devices |
---|---|---|
Florida Interlock, Inc./Draeger | 813-513-0000 Website |
Model #: Draeger Interlock 7000 |
Smart Start | 800-880-3394 Website |
Model #SSI 2030 |
Guardian Interlock | 800-499-0994 Website |
Model #: AMS 2000 |
ALCOLOCK | 866-837-8646 Website |
Model #: Alcolock LR |
INTOXALOCK | 844-612-3952 Website |
Model #: Model #: 1001A |
FAQ for Lake City, Florida FR44 Insurance
Question:
What is FR44 insurance and why might I need it in Lake City, Florida?
Answer:
FR44 insurance is a type of certificate required by the state of Florida for drivers who have been convicted of certain serious offenses, such as DUI. It demonstrates that you carry higher liability insurance limits than the standard policy. If you are a driver in Lake City, Florida, who has faced such legal issues, you might be mandated to obtain an FR44 policy to reinstate your driving privileges.
Question:
How does FR44 insurance in Lake City differ from SR22 insurance?
Answer:
While both FR44 and SR22 are certificates of financial responsibility required in Florida, they serve different purposes and have different insurance limits. FR44 insurance, required for more serious offenses such as DUI, demands higher liability coverage than SR22. In Lake City, it’s important to distinguish between these two to ensure compliance with state laws. Consulting with FR44 & SR22 Experts can help clarify which is applicable to your situation.
Question:
Can FR44 insurance in Lake City, Florida, be canceled or altered after it’s been issued?
Answer:
Typically, once you are required to hold an FR44 insurance policy, it must be maintained without lapses for a specified period as mandated by the court or state law. Altering or canceling the policy prematurely could result in severe penalties, such as a suspension of your driver’s license in Lake City. It’s advised to consult with FR44 & SR22 Experts to understand the obligations and ensure that your policy remains in compliance throughout the required period.