FR44 Insurance in Key Biscayne, Florida
Serving Drivers in Miami-Dade County and Across Florida
Getting FR44 insurance in Key Biscayne, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Key Biscayne, Florida, and we’re here to help you compare, quote, and file fast.
What Is FR44 Insurance and Who Needs It?
Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.
Looking for Florida FR44 Insurance at the lowest price in Key Biscayne, Florida or the surrounding Miami-Dade County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.
Monthly Payments Available
Get a free quote today — your policy could be ready in under 5 minutes.
With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.
Why Drivers in Key Biscayne, Florida Choose Us
- ✔ Florida’s most trusted resource for FR44 insurance
- ✔ We specialize in Florida FR44 and SR22 policies
- ✔ Instant electronic DMV filing — no delays
- ✔ Affordable monthly payments, even with a DUI
- ✔ Fast quotes, no hidden fees, 100% online
We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.
Major Roadways in Key Biscayne, Florida
Key Biscayne, Florida, is primarily accessed via the Rickenbacker Causeway, a scenic route that connects the island to the city of Miami and the surrounding metropolitan area. While there are no interstates or major U.S. highways that run directly through Key Biscayne, the Rickenbacker Causeway provides direct access to I-95 and U.S. Route 1, both of which are major north-south corridors facilitating travel and commuting into and out of Miami. Locally, Crandon Boulevard serves as the main thoroughfare through Key Biscayne, extending from the causeway’s end and running south through the town, providing access to residential areas, parks, and businesses. These routes are vital for drivers navigating to and from the island, connecting Key Biscayne to the broader Miami-Dade County region.
Nearby Towns We Also Serve
In addition to serving Key Biscayne, Florida, we also cater to the surrounding communities of Miami, Coral Gables, Coconut Grove, South Miami, Brickell, and Miami Beach. These vibrant towns and cities are all conveniently located within a 30-mile radius, offering a variety of opportunities for work, school, and everyday errands.
¡Hablamos español!
We have Spanish-speaking agents ready to help.
Whether you're in Key Biscayne, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida
CALL NOW: 855-678-6799
Map of Key Biscayne, Florida
Key Biscayne, Florida: A Hidden Gem in Miami-Dade CountyNestled off the coast of Miami, Key Biscayne is a picturesque island town that offers both locals and tourists a quaint and tranquil escape from the hustle and bustle of city life. With its pristine beaches, lush green spaces, and upscale residential communities, Key Biscayne is a sought-after destination for those looking for a laid-back yet luxurious lifestyle.One of the defining features of Key Biscayne is its major roadways, namely the Rickenbacker Causeway, which connects the island to the mainland of Miami. This causeway serves as the main thoroughfare for residents and visitors alike, providing easy access to the island’s various attractions, including the popular Bill Baggs Cape Florida State Park and the historic Cape Florida Lighthouse.Despite its idyllic setting, Key Biscayne is not immune to traffic congestion and accidents. The narrow roads and high volume of visitors can sometimes lead to challenging driving conditions, particularly during peak tourist seasons. In an effort to maintain safe roads, Key Biscayne has strict traffic enforcement measures in place, including speed limits and DUI checkpoints.Speaking of DUI convictions, Key Biscayne takes a zero-tolerance approach to driving under the influence. Law enforcement officers are vigilant in their efforts to crack down on impaired drivers, with harsh penalties for those caught driving while intoxicated. Residents and visitors are encouraged to use designated drivers or alternative transportation options to avoid legal consequences and ensure the safety of themselves and others on the road.In terms of lifestyle, Key Biscayne offers a unique blend of outdoor recreational activities, upscale dining options, and a close-knit community atmosphere. The town’s demographics skew towards affluent families and retirees, with a median household income well above the national average. This demographic makeup contributes to a thriving local economy, supported by high-end retail shops, restaurants, and real estate developments.Overall, Key Biscayne is a hidden gem in Miami-Dade County, offering a peaceful retreat for those looking to escape the chaos of city life. With its stunning natural beauty, strong sense of community, and affluent lifestyle, Key Biscayne has cemented its status as a coveted destination for those seeking a slice of paradise in South Florida.
Clerk of the Court Office for Key Biscayne, Florida
Key Biscayne | Miami-Dade County | Florida
Miami-Dade Clerk of the Court Office
1351 NW 12th St. Room 124
Miami, Florida 33125
Telephone Number: 305-275-1111
DUI SCHOOL AND DUI PROGRAMS (BY COUNTY)
Key Biscayne | Miami-Dade County | Florida
Bureau of Administrative Reviews (by County)
Key Biscayne | Miami-Dade County | Florida
Drivers License Service Centers for Key Biscayne, Florida
Key Biscayne | Miami-Dade County | Florida
Florida Highway Patrol Stations
Key Biscayne | Miami-Dade County | Florida
Interlock Device Florida
| Contracted Provider | Contact Information | Approved Devices |
|---|---|---|
| Florida Interlock, Inc./Draeger | 813-513-0000 Website |
Model #: Draeger Interlock 7000 |
| Smart Start | 800-880-3394 Website |
Model #SSI 2030 |
| Guardian Interlock | 800-499-0994 Website |
Model #: AMS 2000 |
| ALCOLOCK | 866-837-8646 Website |
Model #: Alcolock LR |
| INTOXALOCK | 844-612-3952 Website |
Model #: Model #: 1001A |
FAQ for Key Biscayne, Florida FR44 Insurance
Question:
What is FR44 insurance, and why is it necessary for drivers in Key Biscayne, Florida?
Answer:
FR44 insurance is a special type of car insurance required for drivers in Florida, including Key Biscayne, who have been convicted of specific violations such as DUI. FR44 serves as proof of financial responsibility and requires coverage amounts that are significantly higher than the standard minimums. This ensures that individuals who have demonstrated risky behavior on the road maintain adequate coverage to protect themselves and others.
Question:
How can I find affordable FR44 insurance rates in Key Biscayne, Florida?
Answer:
Finding affordable FR44 insurance rates in Key Biscayne can be challenging due to the increased coverage requirements. To get the best rates, it is recommended to compare quotes from multiple providers. Consulting with FR44 & SR22 Experts can also help, as they specialize in high-risk policies and can guide you through the process of finding a policy that suits your financial situation while meeting legal requirements.
Question:
How long am I required to maintain FR44 insurance in Key Biscayne, Florida, after a DUI conviction?
Answer:
In Key Biscayne, Florida, the state typically mandates that drivers maintain FR44 insurance for a period of three years following a DUI conviction. This timeframe is determined to ensure that high-risk drivers consistently uphold higher liability coverage, thereby safeguarding all parties on the road. It is critical to maintain continuous coverage during this period, as any lapse could result in severe penalties or additional licensing issues.