FR44 Insurance in Homestead, Florida

Serving Drivers in Miami-Dade County and Across Florida

Getting FR44 insurance in Homestead, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Homestead, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Looking for Florida FR44 Insurance at the lowest price in Homestead, Florida or the surrounding Miami-Dade County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Homestead, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Homestead, Florida

Homestead, Florida, is well-connected by a network of major roadways, making it accessible for commuters, travelers, and truckers alike. The primary interstate serving the area is Interstate 95 (I-95), which runs parallel to the east coast of Florida and provides a vital north-south route. U.S. Route 1, also known as the Dixie Highway, runs directly through Homestead, offering a significant connection between Miami and the Florida Keys. The Florida Turnpike (State Road 821) is another crucial north-south expressway that passes just to the west of Homestead, providing fast access to Miami and beyond. Additionally, State Road 997, known locally as Krome Avenue, runs north-south and is a popular alternative route for avoiding heavy traffic on busier highways. These major thoroughfares facilitate efficient transportation options in and around Homestead, enhancing connectivity for the area’s residents and visitors.

Nearby Towns We Also Serve

In addition to serving Homestead, Florida, we also cater to the nearby communities of Florida City, Cutler Bay, Palmetto Bay, Princeton, Naranja, and Leisure City. These towns and cities are all within a convenient 30-mile radius, offering residents accessible options for work, school, and errands.

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Whether you're in Homestead, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Homestead, Florida

Homestead, Florida is a vibrant town located in Miami-Dade County, known for its agricultural roots and close proximity to the Florida Everglades. With a population of over 70,000 residents, Homestead boasts a diverse community with a mix of young families, retirees, and working professionals.One of the major roadways that runs through Homestead is the Homestead Extension of Florida’s Turnpike, which connects the town to other major cities in the state. Other important roadways include US Highway 1 and State Road 997, which provide easy access to neighboring communities.While the roadways in Homestead are well-maintained, traffic congestion can be a common occurrence during peak travel times. In order to alleviate traffic congestion and ensure road safety, the local authorities in Homestead have stringent traffic enforcement measures in place. This includes strict enforcement of DUI laws to prevent accidents caused by impaired driving.In recent years, there have been a number of DUI convictions in Homestead, prompting law enforcement officials to crack down on drunk driving. The legal limit for blood alcohol concentration (BAC) in Florida is 0.08%, and those caught driving above this limit face severe penalties, including fines, license suspension, and even jail time.Despite the strict traffic enforcement measures, Homestead residents enjoy a relaxed and laid-back lifestyle, with plenty of outdoor recreational activities to enjoy. The town is surrounded by lush farmland and nature preserves, making it an ideal destination for outdoor enthusiasts.Demographically, Homestead is a diverse town with a mix of Hispanic, African American, and Caucasian residents. The town has a high percentage of young families, with a median age of 33 years old. In terms of economics, Homestead has a growing economy fueled by agriculture, tourism, and a burgeoning retail sector.Overall, Homestead, Florida is a charming town with a unique blend of rural charm and urban amenities. Its diverse community, scenic landscapes, and strong economy make it a desirable place to live and work. Whether you’re a nature lover, a foodie, or a history buff, there’s something for everyone to enjoy in Homestead.