FR44 Insurance in Goulds, Florida

Serving Drivers in Miami-Dade County and Across Florida

Getting FR44 insurance in Goulds, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Goulds, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Looking for Florida FR44 Insurance at the lowest price in Goulds, Florida or the surrounding Miami-Dade County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Goulds, Florida Choose Us

  • ✔ Florida’s most trusted resource for FR44 insurance
  • ✔ We specialize in Florida FR44 and SR22 policies
  • ✔ Instant electronic DMV filing — no delays
  • ✔ Affordable monthly payments, even with a DUI
  • ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Goulds, Florida

Goulds, Florida, is conveniently accessed via several major transportation routes that facilitate commuting and travel in the region. U.S. Route 1, also known as Dixie Highway, is a primary north-south corridor that runs directly through Goulds, providing a vital link to Miami and the Florida Keys. Just west of Goulds, the Ronald Reagan Turnpike (State Road 821) offers a faster, toll-based alternative for north-south travel, connecting drivers to major destinations like Miami International Airport and Orlando. For local travel, Southwest 216th Street and Old Cutler Road offer convenient east-west routes, connecting residents to nearby neighborhoods and communities. These roadways, along with others, are essential for trucking, commuting, and travel, making Goulds a well-connected community within the greater Miami-Dade County area.

Nearby Towns We Also Serve

In addition to serving Goulds, Florida, we also extend our services to nearby communities including Cutler Bay, Palmetto Bay, Homestead, Kendall, South Miami, Pinecrest, and Coral Gables. These towns and cities are conveniently located within a 30-mile radius, making them ideal for residents commuting for work, school, or completing daily errands.

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We have Spanish-speaking agents ready to help.

Whether you're in Goulds, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Goulds, Florida

Goulds, Florida is a small town located in Miami-Dade County, with a population of around 8,000 residents. The town is known for its rich history and diverse culture, as well as its beautiful scenery and friendly community.Major roadways in Goulds include the Florida Turnpike, US Highway 1, and State Road 997. These roads provide easy access to nearby cities and attractions, making Goulds a convenient location for both residents and visitors.Driving conditions in Goulds are generally good, with well-maintained roads and minimal traffic congestion. However, like any other town, there is always a risk of accidents due to factors such as distracted driving, speeding, and driving under the influence.DUI convictions are taken seriously in Goulds, with law enforcement cracking down on impaired driving to ensure the safety of all residents. The town has seen a decrease in DUI convictions in recent years, thanks to increased enforcement and education efforts.Traffic enforcement in Goulds is handled by the Miami-Dade Police Department, which patrols the streets and highways to ensure compliance with traffic laws. Speeding, reckless driving, and other violations are strictly enforced to maintain order on the roads.The lifestyle in Goulds is relaxed and family-oriented, with a strong sense of community among residents. The town has several parks, shopping centers, and restaurants, providing plenty of options for entertainment and recreation.Demographically, Goulds is a diverse community with a mix of residents from various backgrounds and ethnicities. The town has a large Hispanic population, as well as African American and Caucasian residents.Economically, Goulds is a mixed-income community, with a range of housing options from affordable to upscale. The town has a growing retail sector, as well as opportunities for employment in healthcare, education, and other industries.Overall, Goulds is a charming town with a lot to offer its residents and visitors. From its friendly community to its convenient location and beautiful surroundings, Goulds is a hidden gem in Miami-Dade County.

Clerk of the Court Office for Goulds, Florida

Goulds | Miami-Dade County | Florida

Miami-Dade Clerk of the Court Office
1351 NW 12th St. Room 124
Miami, Florida 33125
Telephone Number: 305-275-1111

DUI SCHOOL AND DUI PROGRAMS (BY COUNTY)

Goulds | Miami-Dade County | Florida

Bureau of Administrative Reviews (by County)

Goulds | Miami-Dade County | Florida

Drivers License Service Centers for Goulds, Florida

Goulds | Miami-Dade County | Florida

Florida Highway Patrol Stations

Goulds | Miami-Dade County | Florida

Interlock Device Florida

Contracted Provider Contact Information Approved Devices
Florida Interlock, Inc./Draeger 813-513-0000
Website
Model #: Draeger Interlock 7000
Smart Start 800-880-3394
Website
Model #SSI 2030
Guardian Interlock 800-499-0994
Website
Model #: AMS 2000
ALCOLOCK 866-837-8646
Website
Model #: Alcolock LR
INTOXALOCK 844-612-3952
Website
Model #: Model #: 1001A

FAQ for Goulds, Florida FR44 Insurance

Question:

What is the difference between FR44 and SR22 insurance in Goulds, Florida?

Answer:

In Goulds, Florida, both FR44 and SR22 insurance are forms of proof of financial responsibility, mandated for drivers with specific violations. FR44 insurance typically has higher liability limits and is often required after more serious offenses, such as DUI convictions. SR22 has lower minimum requirements and is required for less severe violations. To determine which one fits your needs, consulting FR44 & SR22 Experts can provide tailored guidance.


Question:

How can I find affordable FR44 insurance in Goulds, Florida?

Answer:

Finding affordable FR44 insurance in Goulds, Florida, can be challenging due to the heightened risk profile associated with it. However, shopping around and comparing quotes from different insurers can help. Additionally, consulting FR44 & SR22 Experts can offer valuable insights, helping you secure a policy that meets state requirements while being cost-effective.


Question:

How long do I need to carry FR44 insurance if I live in Goulds, Florida?

Answer:

In Goulds, Florida, the state typically requires drivers to carry FR44 insurance for at least three years following a DUI conviction. This period ensures you maintain the mandated levels of financial responsibility. It’s crucial to avoid lapses in coverage, as this can result in further penalties. Consulting with FR44 & SR22 Experts can provide a clearer understanding of your obligations and help manage your policy efficiently.