FR44 Insurance in Clearwater, Florida

Serving Drivers in Pinellas County and Across Florida

Getting FR44 insurance in Clearwater, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Clearwater, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Looking for Florida FR44 Insurance at the lowest price in Clearwater, Florida or the surrounding Pinellas County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Clearwater, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Clearwater, Florida

Clearwater, Florida, is well-connected by a comprehensive network of major roadways and highways, making it accessible for commuters, travelers, and truckers alike. The primary route is U.S. Route 19, a significant artery running north-south, providing access to the entire Tampa Bay region. State Road 60, also known as Gulf-to-Bay Boulevard, is a vital east-west thoroughfare linking Clearwater with Tampa and Clearwater Beach, facilitating easy travel to the Gulf of Mexico. Interstate 275 runs nearby, offering a direct route into downtown Tampa and St. Petersburg, while Interstate 75 is accessible for those heading farther north or south along Florida’s west coast. Additionally, McMullen Booth Road serves as a key north-south local route, connecting Clearwater with neighboring communities. These highways and roads ensure Clearwater is heavily integrated into Florida’s transport network, supporting both local and interstate traffic.

Nearby Towns We Also Serve

In addition to Clearwater, we proudly serve the surrounding communities of Largo, Dunedin, Safety Harbor, Pinellas Park, Seminole, and Palm Harbor. These vibrant towns and cities are all within a convenient 30-mile radius, making them ideal locations for work, school, errands, and leisure activities.

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Whether you're in Clearwater, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Clearwater, Florida

Clearwater, Florida is a vibrant city located on the west coast of the state, known for its beautiful beaches, lively downtown area, and abundant recreational opportunities. With a population of approximately 116,000, Clearwater is a popular destination for tourists and a bustling hub for residents.Major roadways in Clearwater include U.S. Route 19 and State Road 60, which are essential arteries for local traffic as well as visitors traveling through the area. The city is also easily accessible via Interstate 275, which connects Clearwater to nearby cities such as Tampa and St. Petersburg.Driving conditions in Clearwater are generally good, with well-maintained roads and clear signage. However, like many cities, congestion can be an issue during peak travel times, especially on Route 19 and State Road 60. Motorists should also be aware of the presence of pedestrians and cyclists, particularly in popular tourist areas such as Clearwater Beach.In terms of DUI convictions, Clearwater has seen a decrease in recent years thanks to increased enforcement efforts by local law enforcement. The Clearwater Police Department and the Pinellas County Sheriff’s Office regularly conduct DUI checkpoints and patrols to catch impaired drivers and prevent accidents.Traffic enforcement in Clearwater is a top priority for local authorities, with officers cracking down on speeding, distracted driving, and reckless behavior. The city has also implemented red-light cameras at various intersections to improve safety and deter traffic violations.The lifestyle in Clearwater is laid-back and beach-centric, with residents and visitors alike enjoying outdoor activities such as swimming, boating, and fishing. The city also boasts a thriving arts and cultural scene, with numerous galleries, theaters, and music venues to explore.Demographically, Clearwater is a diverse community with a mix of residents from different cultural backgrounds. The city has a slightly older population compared to the national average, with a median age of around 44 years old.Economically, Clearwater is driven by tourism, retail, and healthcare industries. The city is home to numerous hotels, restaurants, and shops that cater to visitors, as well as medical facilities such as Morton Plant Hospital and BayCare Health System.Overall, Clearwater, Florida is a dynamic city with a lot to offer both residents and visitors. From its stunning beaches to its bustling downtown, Clearwater is a place where people come to relax, have fun, and enjoy the sunny Florida lifestyle.