FR44 Insurance in Chipley, Florida
Serving Drivers in Washington County and Across Florida
Getting FR44 insurance in Chipley, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Chipley, Florida, and we’re here to help you compare, quote, and file fast.
What Is FR44 Insurance and Who Needs It?
Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.
Looking for Florida FR44 Insurance at the lowest price in Chipley, Florida or the surrounding Washington County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.
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Get a free quote today — your policy could be ready in under 5 minutes.
With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.
Why Drivers in Chipley, Florida Choose Us
- ✔ Florida’s most trusted resource for FR44 insurance
- ✔ We specialize in Florida FR44 and SR22 policies
- ✔ Instant electronic DMV filing — no delays
- ✔ Affordable monthly payments, even with a DUI
- ✔ Fast quotes, no hidden fees, 100% online
We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.
Major Roadways in Chipley, Florida
Chipley, Florida, is strategically located with convenient access to major transportation routes. The town is primarily served by Interstate 10, a critical east-west corridor that facilitates regional commuting and long-distance travel. U.S. Route 90 also passes through Chipley, providing an alternative route that parallels I-10 and connects various local communities. Additionally, State Road 77 intersects the town, serving as a north-south artery that links Chipley to other significant destinations in the region. These roadways collectively ensure that Chipley is well-connected, making it an accessible hub for drivers, commuters, and trucking operations alike.
Nearby Towns We Also Serve
In addition to serving Chipley, Florida, we are also proud to extend our services to the nearby communities of Bonifay, Cottondale, Graceville, Vernon, Marianna, and Alford. These towns and cities are all within a convenient driving distance, making them ideal for commuting or running errands.
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We have Spanish-speaking agents ready to help.
Whether you're in Chipley, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida
CALL NOW: 855-678-6799
Map of Chipley, Florida
Chipley, Florida is a charming town located in the Panhandle region of the state. Situated just north of Panama City, Chipley is known for its small-town atmosphere, friendly community, and scenic surroundings. With a population of around 3,600 residents, Chipley offers a peaceful and laid-back lifestyle for its residents.One of the major roadways in Chipley is US Highway 90, which runs through the town and connects it to other nearby cities such as Marianna and Tallahassee. State Road 77 also passes through Chipley, providing easy access to Interstate 10. The town’s roadways are well-maintained and traffic conditions are generally light, making for smooth and stress-free driving experiences.Despite the relatively calm driving conditions in Chipley, the town still sees its fair share of DUI convictions. Law enforcement officers are vigilant in enforcing DUI laws and regularly conduct sobriety checkpoints to catch offenders. The consequences of a DUI conviction in Florida can be steep, with penalties including fines, license suspension, and even jail time for repeat offenders. As such, residents and visitors are urged to always drive responsibly and refrain from driving under the influence.In terms of traffic enforcement, Chipley has a dedicated police department that works diligently to ensure the safety of its residents on the roadways. Officers patrol the streets and highways, enforcing traffic laws and cracking down on reckless drivers. The presence of law enforcement helps to deter speeding, distracted driving, and other dangerous behaviors that can lead to accidents.The lifestyle in Chipley is relaxed and family-oriented, with a strong sense of community spirit. Residents enjoy a variety of outdoor recreational activities, such as fishing, hiking, and boating, thanks to the town’s proximity to several lakes and state parks. The town also hosts regular events and festivals that bring the community together and celebrate the local culture.In terms of demographics, Chipley has a diverse population that includes people of various ethnicities and backgrounds. The town has a mix of young families, retirees, and working professionals, creating a vibrant and dynamic community. The cost of living in Chipley is relatively affordable compared to other parts of Florida, making it an attractive place for those looking to settle down or retire.Economically, Chipley has a growing economy that is supported by a mix of industries, including agriculture, tourism, and retail. The town’s proximity to major highways and larger cities like Panama City and Tallahassee provides opportunities for businesses to thrive and residents
Clerk of the Court Office for Chipley, Florida
Chipley | Washington County | Florida
Telephone Number:
DUI SCHOOL AND DUI PROGRAMS (BY COUNTY)
Chipley | Washington County | Florida
Bureau of Administrative Reviews (by County)
Chipley | Washington County | Florida
Drivers License Service Centers for Chipley, Florida
Chipley | Washington County | Florida
Florida Highway Patrol Stations
Chipley | Washington County | Florida
Interlock Device Florida
| Contracted Provider | Contact Information | Approved Devices |
|---|---|---|
| Florida Interlock, Inc./Draeger | 813-513-0000 Website |
Model #: Draeger Interlock 7000 |
| Smart Start | 800-880-3394 Website |
Model #SSI 2030 |
| Guardian Interlock | 800-499-0994 Website |
Model #: AMS 2000 |
| ALCOLOCK | 866-837-8646 Website |
Model #: Alcolock LR |
| INTOXALOCK | 844-612-3952 Website |
Model #: Model #: 1001A |
FAQ for Chipley, Florida FR44 Insurance
Question:
What is FR44 insurance, and why would someone in Chipley, Florida need it?
Answer:
FR44 insurance is a special type of financial responsibility insurance required in Florida for certain drivers who have been convicted of severe offenses, such as DUI. Residents of Chipley, Florida might need FR44 coverage to restore their driving privileges if they have been convicted of such an offense. It generally requires higher liability limits than standard insurance policies.
Question:
How does the process of obtaining FR44 insurance in Chipley, Florida work?
Answer:
To obtain FR44 insurance in Chipley, Florida, drivers typically need to contact an insurance provider that specializes in high-risk policies. FR44 & SR22 Experts can help streamline this process by offering guidance on selecting the right policy to meet state requirements. Once the policy is issued, the insurer files the FR44 certificate with the Florida Department of Highway Safety and Motor Vehicles to demonstrate compliance.
Question:
Are there any tips for keeping FR44 insurance costs affordable in Chipley, Florida?
Answer:
Keeping FR44 insurance costs affordable in Chipley, Florida can be challenging due to the higher liability requirements. However, drivers can lower costs by maintaining a clean driving record after the FR44 requirement, taking advantage of any available discounts, and shopping around with the help of FR44 & SR22 Experts to find competitive rates. Additionally, opting for a higher deductible can also reduce premium costs.