FR44 Insurance in Cedar Key, Florida
Serving Drivers in Levy County and Across Florida
Getting FR44 insurance in Cedar Key, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Cedar Key, Florida, and we’re here to help you compare, quote, and file fast.
What Is FR44 Insurance and Who Needs It?
Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.
Looking for Florida FR44 Insurance at the lowest price in Cedar Key, Florida or the surrounding Levy County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.
Monthly Payments Available
Get a free quote today — your policy could be ready in under 5 minutes.
With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.
Why Drivers in Cedar Key, Florida Choose Us
- ✔ Florida’s most trusted resource for FR44 insurance
- ✔ We specialize in Florida FR44 and SR22 policies
- ✔ Instant electronic DMV filing — no delays
- ✔ Affordable monthly payments, even with a DUI
- ✔ Fast quotes, no hidden fees, 100% online
We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.
Major Roadways in Cedar Key, Florida
Cedar Key, Florida, is a charming coastal town located at the end of State Road 24, which serves as the primary route into the area, connecting Cedar Key to Gainesville and the rest of north-central Florida. While there are no interstates running directly through Cedar Key, State Road 24 links travelers to U.S. Highway 19 and U.S. Highway 98, which are the nearest major highways. These U.S. routes are essential for regional travel, providing connections to other parts of Florida and aiding in the flow of commuter and truck traffic. Although more rural and less traveled, these routes are vital arteries for accessing Cedar Key’s unique attractions and serve as conduits for goods and services reaching this picturesque part of the Gulf Coast.
Nearby Towns We Also Serve
In addition to Cedar Key, we also serve the nearby communities of Chiefland, Bronson, Inglis, Otter Creek, and Williston. These towns, all within a convenient 30-mile radius, are ideal for residents commuting for work, school, or daily errands.
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We have Spanish-speaking agents ready to help.
Whether you're in Cedar Key, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida
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Map of Cedar Key, Florida
Located on the Gulf Coast of Florida, Cedar Key is a small, charming town known for its natural beauty, historic architecture, and laid-back way of life. Settled in the mid-1800s, Cedar Key has evolved from a bustling port town to a quiet fishing village and popular tourist destination.Major roadways in Cedar Key include State Road 24, which connects the town to nearby Chiefland and Highway 19, the main route to points north and south. Driving conditions in Cedar Key are generally good, with well-maintained roads and little traffic congestion. However, the town’s narrow streets and limited parking can present challenges for drivers, especially during peak tourist season.In recent years, Cedar Key has seen an increase in DUI convictions, prompting local law enforcement to crack down on impaired driving. The Cedar Key Police Department and Levy County Sheriff’s Office regularly conduct checkpoints and patrols to ensure the safety of residents and visitors alike.Despite its small size, Cedar Key boasts a vibrant lifestyle centered around the outdoors. Residents and tourists alike enjoy fishing, boating, and exploring the area’s pristine beaches and nature trails. The town also hosts a variety of festivals and events throughout the year, celebrating everything from seafood to art and music.Demographically, Cedar Key is a predominantly white community with a median age of 55. The town’s population is small, totaling just over 700 residents, but swells during the peak tourist season. The local economy is primarily driven by tourism, with restaurants, shops, and hotels catering to visitors from near and far.In conclusion, Cedar Key is a unique and picturesque town with a rich history and a bright future. Its small size and remote location offer a peaceful escape from the hustle and bustle of larger cities, while its natural beauty and outdoor activities make it a popular destination for travelers seeking relaxation and adventure. Whether you’re interested in exploring the town’s historic sites, enjoying fresh seafood, or simply soaking in the sun on the beach, Cedar Key has something for everyone.
Clerk of the Court Office for Cedar Key, Florida
Cedar Key | Levy County | Florida
Telephone Number:
DUI SCHOOL AND DUI PROGRAMS (BY COUNTY)
Cedar Key | Levy County | Florida
Bureau of Administrative Reviews (by County)
Cedar Key | Levy County | Florida
Drivers License Service Centers for Cedar Key, Florida
Cedar Key | Levy County | Florida
Florida Highway Patrol Stations
Cedar Key | Levy County | Florida
Interlock Device Florida
| Contracted Provider | Contact Information | Approved Devices |
|---|---|---|
| Florida Interlock, Inc./Draeger | 813-513-0000 Website |
Model #: Draeger Interlock 7000 |
| Smart Start | 800-880-3394 Website |
Model #SSI 2030 |
| Guardian Interlock | 800-499-0994 Website |
Model #: AMS 2000 |
| ALCOLOCK | 866-837-8646 Website |
Model #: Alcolock LR |
| INTOXALOCK | 844-612-3952 Website |
Model #: Model #: 1001A |
FAQ for Cedar Key, Florida FR44 Insurance
Question:
What is the primary difference between FR44 insurance requirements in Cedar Key, Florida, and other areas in the state?
Answer:
In Cedar Key, Florida, as well as throughout the state, FR44 insurance specifically requires higher liability coverage limits compared to an SR22. The FR44 mandates at least $100,000 per person and $300,000 per accident for bodily injury liability, along with $50,000 for property damage, reflecting Florida’s focus on incidents involving alcohol-related offenses. If you need guidance on these requirements, consulting with FR44 & SR22 Experts is advisable to ensure full compliance.
Question:
How can I find affordable FR44 insurance in Cedar Key, Florida, after a DUI conviction?
Answer:
Finding affordable FR44 insurance in Cedar Key, Florida, can be challenging due to the increased coverage requirements after a DUI conviction. A good strategy is to compare quotes from multiple insurance providers and speak with FR44 & SR22 Experts who can tailor a policy that meets both your financial needs and legal obligations. Maintaining a good driving record post-conviction and participating in any court-recommended programs can also help reduce premiums over time.
Question:
Will my FR44 insurance be cancelled if I relocate from Cedar Key, Florida, to another state?
Answer:
If you relocate from Cedar Key, Florida, to another state, maintaining FR44 insurance can be complicated, as the SR22/FR44 requirements vary by state. Before moving, it’s crucial to consult with FR44 & SR22 Experts to understand if your new state has similar requirements and how to transition your insurance coverage accordingly. Not correctly managing this transition could lead to non-compliance issues, which may impact your driving privileges both in Florida and your new state.