FR44 Insurance in Cape Coral, Florida

Serving Drivers in Lee County and Across Florida

Getting FR44 insurance in Cape Coral, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Cape Coral, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Looking for Florida FR44 Insurance at the lowest price in Cape Coral, Florida or the surrounding Lee County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

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Get a free quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Cape Coral, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Cape Coral, Florida

Cape Coral, Florida is primarily served by several major roadways that connect it to nearby cities and regional highways. The most important routes include the Cape Coral Bridge and Midpoint Memorial Bridge, which connect Cape Coral directly to Fort Myers across the Caloosahatchee River. Within the city, Veterans Memorial Parkway and Del Prado Boulevard are key thoroughfares for local traffic. State Road 78 (Pine Island Road) runs east-west and connects Cape Coral to Interstate 75, which lies just outside city limits and provides access to the broader Southwest Florida region. These roads make Cape Coral highly accessible for commuters, delivery drivers, and travelers alike.

Nearby Towns We Also Serve

In addition to serving Cape Coral, Florida, we also cater to the surrounding communities of Fort Myers, North Fort Myers, Estero, Bonita Springs, Lehigh Acres, Sanibel, and Pine Island. These vibrant towns and cities, all within a 30-mile radius, are popular destinations for commuting drivers, students, and daily errands.

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Whether you're in Cape Coral, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Cape Coral, Florida

Cape Coral, Florida, located on the Gulf Coast of the Sunshine State, is a thriving town known for its picturesque scenery, outdoor recreational opportunities, and vibrant community. With a population of over 200,000 residents, Cape Coral is one of the fastest-growing cities in Florida.Major Roadways:Cape Coral is well-connected by a network of major roadways, including US-41, which runs through the heart of the city and provides easy access to neighboring towns and cities. Other key roadways in Cape Coral include Pine Island Road, Veterans Memorial Parkway, and Del Prado Boulevard, all of which facilitate seamless travel within the town and beyond.Driving Conditions:Driving conditions in Cape Coral are generally favorable, with well-maintained roads and minimal congestion compared to larger cities in Florida. The flat terrain and clear signage make navigation easy for both residents and visitors, while the town’s layout is designed to promote efficient traffic flow.DUI Convictions:Despite the town’s efforts to promote safe driving practices, DUI convictions remain a concern in Cape Coral. Law enforcement agencies actively patrol the streets to detect and deter drunk driving, with severe penalties for offenders, including fines, license suspension, and even jail time. It is crucial for drivers in Cape Coral to exercise caution and refrain from driving under the influence.Traffic Enforcement:Traffic enforcement in Cape Coral is strict, with law enforcement agencies actively monitoring roadways for speeding, reckless driving, and other traffic violations. Police officers are highly visible throughout the town, ensuring compliance with traffic laws and promoting road safety for all residents and visitors.Lifestyle:Cape Coral offers a high quality of life, with its stunning waterfront properties, numerous parks, and recreational amenities. Residents enjoy a laid-back lifestyle characterized by outdoor activities like boating, fishing, and hiking, as well as a thriving dining and shopping scene. The town’s diverse cultural attractions and vibrant community events add to its appeal as a desirable place to live.Demographics:Cape Coral’s population is diverse, with a mix of families, retirees, and young professionals calling the town home. The median age in Cape Coral is around 45 years, reflecting its appeal to a wide range of residents. The town’s rich cultural heritage and strong sense of community contribute to its welcoming and inclusive atmosphere.Economics:Cape Coral’s economy is driven by a mix of industries, including healthcare, tourism, and real estate. The town’s proximity to popular destinations like Fort Myers and Sanibel Island