FR44 Insurance in Cape Canaveral, Florida

Serving Drivers in Brevard County and Across Florida

Getting FR44 insurance in Cape Canaveral, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Cape Canaveral, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Looking for Florida FR44 Insurance at the lowest price in Cape Canaveral, Florida or the surrounding Brevard County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Cape Canaveral, Florida Choose Us

  • ✔ Florida’s most trusted resource for FR44 insurance
  • ✔ We specialize in Florida FR44 and SR22 policies
  • ✔ Instant electronic DMV filing — no delays
  • ✔ Affordable monthly payments, even with a DUI
  • ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Cape Canaveral, Florida

Cape Canaveral, Florida, is conveniently situated near several key transportation routes, facilitating efficient commuting and travel. The main artery serving the area is State Road A1A, which runs directly through Cape Canaveral and is a popular route for both local and tourist traffic, providing scenic views along the Atlantic coast. Nearby, U.S. Route 1 runs parallel to the west, offering an alternative north-south route through the Space Coast region. For longer-distance travel, State Road 528, known as the Martin Andersen Beachline Expressway, connects Cape Canaveral to the Orlando metropolitan area and Interstate 95, a major north-south interstate providing access along the eastern United States. These roadways are essential for residents, visitors, and trucking routes, ensuring Cape Canaveral is well-connected to both regional and national destinations.

Nearby Towns We Also Serve

In addition to Cape Canaveral, we proudly serve nearby communities such as Cocoa Beach, Merritt Island, and Cocoa. Residents of Titusville, Rockledge, and Satellite Beach can also rely on us for their needs. For those a bit further out, Melbourne is easily accessible and part of our service area too.

¡Hablamos español!

We have Spanish-speaking agents ready to help.

Whether you're in Cape Canaveral, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Cape Canaveral, Florida

Cape Canaveral, Florida is a charming coastal town located in Brevard County. Known for its stunning beaches and proximity to the Kennedy Space Center, Cape Canaveral has become a popular destination for tourists and residents alike. The town boasts a population of around 10,000 residents, with a mix of retirees, families, and young professionals.Major roadways in Cape Canaveral include State Road A1A, which runs along the coast and offers scenic views of the Atlantic Ocean. Other important roadways include George King Boulevard, which connects the town to neighboring Cocoa Beach, and the Beachline Expressway, which provides easy access to Orlando and the rest of Central Florida.Driving conditions in Cape Canaveral are generally good, with well-maintained roads and little congestion outside of peak tourist season. However, the town does see its fair share of traffic enforcement, particularly around major events and holidays. DUI convictions are taken seriously in Cape Canaveral, with strict penalties for those caught driving under the influence.The lifestyle in Cape Canaveral is laid-back and casual, with a focus on outdoor activities such as surfing, fishing, and boating. The town has a strong sense of community, with regular events and festivals that bring residents together. The demographics of Cape Canaveral skew towards an older population, due in part to the number of retirees who choose to settle in the area.Economically, Cape Canaveral relies heavily on tourism, with many residents working in the hospitality and service industries. The town also benefits from its proximity to the Kennedy Space Center, which provides jobs and economic opportunities for locals. Overall, Cape Canaveral is a thriving community with a strong sense of pride and a bright future ahead.

Clerk of the Court Office for Cape Canaveral, Florida

Cape Canaveral | Brevard County | Florida

Brevard Clerk of the Court Office
400 South Street
Titusville, Florida 32780
Telephone Number: 321-637-5413

DUI SCHOOL AND DUI PROGRAMS (BY COUNTY)

Cape Canaveral | Brevard County | Florida

Brevard – Florida Safety Council (Melbourne)
1515 Elizabeth Street, Suite C
Melbourne, Florida 32901
Telephone Number: 321-952-5327
Website address: http://www.floridasafety.org/

Brevard – Florida Safety Council (Merritt Isle)
250 North Courtenay Parkway, Suite 201
-- Select One -- 32953
Telephone Number: 321-631-2347
Website address: http://www.floridasafety.org/

Florida Safety Council – Brevard
1515 Elizabeth Street, Suite C
Florida 32901
Telephone Number: 321-952-5327
Website address: http://www.floridasafety.org/

Florida Safety Council – Brevard
250 North Courtenay Parkway, Suite 201
Florida 32953
Telephone Number: 321-631-2347
Website address: http://www.floridasafety.org/

Bureau of Administrative Reviews (by County)

Cape Canaveral | Brevard County | Florida

Brevard Bureau of Adminstrative Reviews
4101 Clarcona Ocoee Road, Suite 152
Orlando, Florida 32810
Telephone Number: 407-445-5581

Drivers License Service Centers for Cape Canaveral, Florida

Cape Canaveral | Brevard County | Florida

Brevard County Drivers License Service Centers ( Palm Bay)
450 Cogan Drive
Palm Bay, Florida 32908
Telephone Number: 321-264-6935

Brevard County Drivers License Service Centers (Indian Harbor)
240 E. Eau Gallie Blvd
Indian Harbor Beach, Florida 32937
Telephone Number: 321-264-8935

Brevard County Drivers License Service Centers (Melbourne)
1515 Sarno Road
Melbourne, Florida 32925
Telephone Number: 321-264-6936

Brevard County Drivers License Service Centers (Merritt Isle)
1605 N. Courtnay Parkway
Merritt Island, Florida 32953
Telephone Number: 321-264-8935

Brevard County Drivers License Service Centers (Titusville)
800 S. Park Ave
Titusville, Florida 32780
Telephone Number: 321-264-6935

Brevard County Drivers License Service Centers (Viera)
2725 Judge Fran Jamieson Blvd, Suite A108
Viera, Florida 32940
Telephone Number: 321-264-6935

Florida Highway Patrol Stations

Cape Canaveral | Brevard County | Florida

Florida Highway Patrol Cocoa
3775 W. King Street
Cocoa, Florida 32926
Telephone Number: 321-890-3900

Interlock Device Florida

Contracted Provider Contact Information Approved Devices
Florida Interlock, Inc./Draeger 813-513-0000
Website
Model #: Draeger Interlock 7000
Smart Start 800-880-3394
Website
Model #SSI 2030
Guardian Interlock 800-499-0994
Website
Model #: AMS 2000
ALCOLOCK 866-837-8646
Website
Model #: Alcolock LR
INTOXALOCK 844-612-3952
Website
Model #: Model #: 1001A

FAQ for Cape Canaveral, Florida FR44 Insurance

Question:

What is FR44 insurance, and why is it required in Cape Canaveral, Florida?

Answer:

FR44 insurance is a type of liability coverage required for drivers convicted of certain serious offenses, such as DUI or DWI, in Cape Canaveral, Florida. Unlike standard auto insurance, FR44 policies typically have higher coverage limits and are mandated by the state to ensure that high-risk drivers have adequate financial responsibility. If you need assistance, contacting FR44 & SR22 Experts can provide you with the guidance necessary to meet these requirements.


Question:

How does FR44 insurance affect my auto insurance premiums in Cape Canaveral, Florida?

Answer:

In Cape Canaveral, Florida, having an FR44 filing typically results in higher auto insurance premiums. This is because the FR44 designation indicates that you are considered a higher-risk driver by insurers. Additionally, the state requires higher levels of liability coverage with FR44 insurance. It’s important to shop around and consult with FR44 & SR22 Experts to find the best rates available for your situation.


Question:

What is the difference between an FR44 and SR22 in Cape Canaveral, Florida?

Answer:

Both FR44 and SR22 are certificates of financial responsibility that may be required by the state for certain traffic violations, but they serve different purposes in Cape Canaveral, Florida. FR44 is usually mandated for more serious offenses, requiring higher liability coverage limits, whereas SR22 is generally used for lesser violations like driving without insurance or license suspension. Consulting FR44 & SR22 Experts can help you understand which filing you need and how it affects your insurance policy.